Referral Program

Get paid. Refer a friend to Self and you’ll earn $10 when they complete their first successful credit builder account payment.*

How Self's Referral Program Works:


Join Self or log in to your pre-existing account to find your unique referral URL


Spread the word and share your unique referral URL with friends and family


Earn $10 after each friend or family member opens a credit builder account and makes their first successful loan payment

Start sharing.

Your friends will thank you later.


Common Questions

No. However, while you do not need to have a credit builder account to refer friends, you do need to be a Self member. There is no cost to joining Self, and you’ll receive access to your credit score at no cost. Get started today.

All Self members are eligible for the referral program. Simply log in to your dashboard to find your unique referral link.

Yes. While we welcome all new Self members, your referral must sign up for a credit builder account and make at least one successful payment before you can receive the $10 reward.

You can refer any individual who meets the minimum requirements: Individual borrowers must be a U.S. Citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number are required. Subject to ID Verification. You may refer friends, family members, coworkers, or acquaintances. However, you will only earn $10 for every referral who is approved for a credit builder account and makes at least one successful payment.

Share your unique invite link and make sure your referral signs up directly from that URL. Please note that if your referral does not sign up using your referral link, you will not be credited and therefore ineligible for the $10 reward.

Your referral reward will be distributed from Self by check. Self will notify you when your friend’s first payment has been completed and issue a check in the amount of $10. Please allow for 7-10 business days for your payment to arrive.

Your referral reward will be mailed to you once your referral’s first payment has been completed. Payments may take up to 30 days to process. Once the payment has been completed, you will receive notification and will receive a check by mail in 7-10 business days.

Why Self?

Read what our customers have to say:

I had what is known as a "thin profile" or a credit rating of 000. But as everyone wants to know your credit score for everything these days, I was looking for a way to jump start my credit score and thanks to SelfLender I was able to go from 0 to 639 in less than 90 days! Thank you Self Lender!

Eric S.
San Francisco, CA

I have a family and we are looking to buy our first home in the near future (within the next 2 years) and I want my credit score to be considered "good" or even "excellent" before we even try to get a mortgage.

Megan P.
Marblehead, OH

The service is wonderful for me for various reasons, one being I just bought a house here in Detroit, and when the year is through, the money will cover my property taxes with some left over.

Berkley, MI

*In order to receive the reward, your referral must open a new credit builder account within 30 days of being referred and remain active and in good standing for at least 45 days. Self employees and affiliates are not eligible to participate. For program terms and conditions, please refer to the terms of service.