Your money is safe and secure.
No hard pull on your credit.
You can choose the payment term and dollar amount that best fits your budget.
Your monthly payments are reported to all three credit bureaus.
Once you’ve paid off your Credit Builder Account, your CD unlocks and the money is yours (minus fees and interest).
Self can help. By opening a Credit Builder Account and making your monthly payments on time, you can build positive payment history.Get started
We use 256-bit AES encryption and are a SOC 1 type 2 compliant organization.
Overall satisfaction rating based on 1,031 ratings from actual customers.
"This is a remarkable tool to help build your credit easy and worry free."
"I was very impressed and how simple everything was. Building back up credit, I thought it was a lost cause and I never wanted a credit card again but Self helped me gain back confidence and showed me how to truly budget myself."
"My score actually went up 33 points using this app. Kudos to Self for helping me achieve my goals."
Unlike most credit unions, Self is available online and via our mobile app.
Self helps you establish payment history, which is key to building credit.
Unlock access to the Self Visa® Credit Card.