For most people, short-term financial goals are goals you want to accomplish within less than a year. Here, we'll provide some examples and explain what they are. Read more.

The age requirement to open a bank account is 18 years old. Anyone under 18 needs a legal guardian to open a joint account. Read more.

A flex loan is an unsecured line of credit that gives you easy access to cash. You get a preset amount of money you can borrow, which is like a credit limit. Read more.

The main difference between debit and credit cards lies in the old saying, “You can pay me now, or you can pay me later.” You pay now with a debit card. Read more.

We’ll explain what pending transactions are, how long pending transactions take to post, and how to cancel a pending transaction. Read more.

Getting a credit privacy number, or CPN, may seem like the only option, but it’s often a scam. Explore other alternatives to rebuild credit. Read more.

Available credit is the total amount of money you can borrow on your credit card. It's based on the difference between your current balance and your credit limit. Read more.

While a charge card does not have a spending limit, and does not incur interest charges, like credit cards do, you must pay the full balance each month. Read more.