An APR is “good” if it’s lower than the national average APR. This article discusses APR, how it is calculated, and what you can do to reduce your APR. Read more.
This article helps you understand how to improve payment history on a credit report so that you have the best chance of improving your score. Read more.
We'll explain how to pay your credit card bill in multiple ways, what to do if you have credit card debt, and how to automate your credit card payments. Read more.
From rising gas prices to higher rents, the economic realities that many are facing can start to feel overwhelming. Here are four strategies that could help you cope with the financial stressors you might be encountering.
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If a credit card company files a court order and secures a judgment against you, then they can garnish your wages. We'll explain how wage garnishment works. Read more.
It’s important to know how to deal with debt collectors when they contact you, what your rights are, and what to do if you can’t pay your debt right away. Read more.
Sinking funds are far more positive than they sound—and they allow for an easy way to budget in expected, high-cost items such as home and car repairs. Read more.