E-SIGN Consent Agreement and Disclosures

Self Financial, Inc. E-SIGN Consent Agreement and Disclosures

Last Updated: August 6, 2019

This E-SIGN Consent Agreement (the “Agreement”) describes how Self Financial, Inc. and its affiliates and subsidiaries (collectively, “Self,” “we,” or “us”) and any of Self’s third party issuing banks (each, an “Issuing Bank”) communicate and contract electronically with you, the person registering for or using the Services (as that term is defined in the Self Financial, Inc. Terms and Conditions) (“Customer,” “you,” or “your”). Please review this Agreement carefully and completely as it applies to all initial and future communications, disclosures, notices, agreements, and updates thereto (collectively, “Communications”) related to the Services, including without limitation in connection with any Self account or membership, credit builder loan and associated account, or secured credit card and associated account.

To create an account with Self through Self.inc, you must (1) be able to access our website by using a personal computer or other device which is capable of accessing the Internet, (2) have an active email account through which you can receive emails from us, and (3) consent to our use of our website, emails, or other means of electronic disclosure agreed to by Self to provide you any written information that we may be required to send you in connection with your account, or an application for a loan, credit card, or other financial services product from Self or an Issuing Bank. By joining Self on the homepage (https://www.self.inc) or the Signup section of the website (https://www.self.inc/signup):

  • You acknowledge that you can access and read information we post on our website,
  • You agree to provide an email address that is active and effective for receiving emails from us,
  • You consent to receive electronically at our website the Communications, including any notices and disclosures required by law related to your account, an application for a loan, credit card, or other financial services product you may submit, and any loan, credit card or other financial service and associated account Self or and Issuing Bank may make or issue to you, and
  • You acknowledge receiving the following disclosures.

The following disclosures are required by the federal Electronic Signatures in Global and National Commerce Act (“E-SIGN”) and other laws and regulations governing Self and its Issuing Banks. Please read this Agreement carefully and keep a copy for your records.

Your consent to receive electronic Communications is required to join Self and receive financial services from Self and its Issuing Banks. If You are unwilling to receive these Communications electronically, you may cancel this transaction at no cost by closing your browser at any time before you click “Accept Terms.”

Scope of Communications to Be Provided in Electronic Form

Your consent to receive electronic Communications includes, but is not limited to, all legal and regulatory notices and disclosures, agreements and communications associated with a Service.

Method of Providing Communications to You in Electronic Form

All Communications that we provide to you in electronic form will be provided either (1) via email, (2) by making it available online and accessible via your account “dashboard,” or (3) by requesting you download a PDF file containing the Communication.

How to Withdraw Consent and/or Receive Paper Disclosures

You may at any time withdraw your consent to receive Communications in electronic form. To begin receiving Communications in paper form, please contact us at the following address: Self Financial, Inc., 515 Congress Avenue, Suite 2200, Austin, TX 78701. Please specify the information you wish to receive in paper form. Be sure to clearly state which Communications you wish to receive in paper form, indicate whether are requesting a copy of any past Communications, and include your name and mailing address. Your request will apply only to those specific Communications you designate. We will not impose any fee to process the withdrawal of your consent to receive electronic Communications or to receive communications in paper form. Any withdrawal of your consent to receive electronic Communications will be effective only after we have a reasonable period of time to process your withdrawal.

How to Update Your Records

It is your responsibility to provide us with a true, accurate and complete email address, contact information, and other information related to your account, and to maintain and update promptly any changes in this information. You can update information (such as your email address) through your account dashboard by logging on to the https://www.self.inc website using your username and password.

Hardware and Software Requirements

To access, view, and retain electronic Communications that we make available to you, you must have:

  • A personal computer, smartphone or other device which is capable of accessing the Internet. Your access to this page verifies that your system/device meets these requirements.
  • An Internet web browser which is capable of supporting 128-bit SSL encrypted communications (this ensures that the information sent between us and you is transmitted and stored safely).
  • Sufficient electronic storage capacity on your computer’s hard drive or other data storage unit, and the ability to download and store files, including PDF files.
  • Connection to the Internet capable of receiving, accessing, displaying, and either printing or storing Communications received from us in electronic form via email or by access to our web site using a browser.
Retaining Copies of the Communications

To retain a copy of any Communication we will provide electronically you can download an electronic copy to your computer or a storage device (such as a disk or USB storage device), or request us to send you an email, or print copies on a printer attached to your computer. You will not be charged for a downloaded or emailed copy.