Is It Better To Have No Credit Than Bad Credit?

Personal Finance Blog

Pros and Cons of Paying Off Your Car Loan Early

May 14, 2021

You're working toward becoming debt free and saving some money on interest. Should you pay off your car loan early? Here are some pros and cons about paying off your auto loan ahead of time. Read more.

Best-Paying Cities for Single Parents

May 5, 2021

See the best-paying cities for single parents in the US. Read more.

Does Applying for a Credit Card Hurt Your Credit?

April 29, 2021

Applying for a credit card may hurt your credit score, but most likely just a little and not for long. Depending on the goals you're building toward, however, you may want to think about when you apply for a credit card and how many. Read more.

Does Requesting a Credit Limit Increase Hurt Your Credit Score?

April 27, 2021

Requesting a credit limit increase can be a good idea for building credit, as long as you can continue to responsibly manage that credit line. Learn more about the ins and outs of credit limit increases and your credit score. Read more.

What’s a Good Credit Score to Buy a Car?

April 16, 2021

Here's what you need to know about your credit score and getting a car loan. Read more.

The Best-Paying Cities for Minorities

April 15, 2021

Here's a list of the best-paying cities for minorities in America. Read more.

Does Checking Your Credit Score Lower It?

April 15, 2021

If you're wondering whether checking your own credit score will make it drop, rest assured. Checking your own credit report has no impact on your credit score. Learn why and what does impact your score. Read more.

How to Get a Car Loan With Bad Credit

April 12, 2021

You can probably get a car loan while you have bad credit, but you may be offered loan terms with higher interest rates. Read this guide to get ready for buying a car when you have poor credit. Read more.