How To Check if a Loan Company Is Legitimate and Spot Scams

February 2, 2026
If you ever are in the middle of a financial crisis and need quick capital, beware of loan scams. Here is how to check if a loan company is legitimate.
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Personal Finance Blog

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A utility bill is a monthly statement for essential services such as electricity, water, and gas. Learn what’s included, how they work, and tips to save money. Read more.
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A credit sweep may sound tempting, but there is nothing credit repair companies can do to fix your credit that you can’t fix on your own — here’s how. Read more.
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Think about this before paying your car lease with a credit card. Read more.
Self Insufficient Credit HistoryDo You Have Insufficient Credit History?
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The word "insufficient" gets thrown around a lot in finance. Here's what it means when it comes to your credit. Read more.
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January 16, 2026
CREDCO is short for CoreLogic CREDCO. If you applied for a mortgage, auto loan, or another type of credit, it may have appeared on your credit report. Read more.
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January 14, 2026
If you’re applying for a time-sensitive loan, a lender may be able to use a rapid rescore to update your credit report quickly to show recent positive changes. Read more.