What Is a Credit Sweep and What to Do Instead

January 26, 2026
A credit sweep may sound tempting, but there is nothing credit repair companies can do to fix your credit that you can’t fix on your own — here’s how.
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Personal Finance Blog

DES-305-57 Smart Ways to Use Your Tax Refund
January 23, 2026
If you're expecting a refund from Uncle Sam this tax season, it's important to spend it wisely. Here are seven financially savvy ways to put your tax refund to good use. Read more.
can-you-pay-for-a-car-lease-with-a-credit-card-heroCan You Pay For a Car Lease With a Credit Card?
January 21, 2026
Think about this before paying your car lease with a credit card. Read more.
Self Insufficient Credit HistoryDo You Have Insufficient Credit History?
January 19, 2026
The word "insufficient" gets thrown around a lot in finance. Here's what it means when it comes to your credit. Read more.
Why Is CREDCO On Your Credit Report & Can You Remove It Header - 01Why Is CREDCO On Your Credit Report & Can You Remove It?
January 16, 2026
CREDCO is short for CoreLogic CREDCO. If you applied for a mortgage, auto loan, or another type of credit, it may have appeared on your credit report. Read more.
How to Update Your Credit Report Quickly (Rapid Rescoring) Header - 01How to Update Your Credit Report Quickly (Rapid Rescoring)
January 14, 2026
If you’re applying for a time-sensitive loan, a lender may be able to use a rapid rescore to update your credit report quickly to show recent positive changes. Read more.
person-looking-at-their-credit-reportWhat Is THD/CBNA On My Credit Report and Can I Remove It?
January 12, 2026
THD/CBNA stands for The Home Depot/Citibank North America because Citibank issues The Home Depot credit cards. Read more.
VantageScore vs. FICO Header - 01VantageScore® vs. FICO®: How Credit Score Models Differ
January 9, 2026
VantageScore® and FICO® are both credit scoring models but have some key differences. Read on to learn how the two compare and impact your credit score. Read more.
Affirmations / Askfirmations26 Affirmations & Askfirmations for 2026
January 7, 2026
Explore 26 affirmations and askfirmations for 2026 to build financial confidence, clarity, and a healthier money mindset. Learn how askfirmations—questions that guide the brain toward belief—can reduce resistance, release shame, and support steady financial growth throughout the year. Read more.