Personal Finance Blog

Gen Z vs Millennials on Money - What's The Difference?

September 12, 2019

We interviewed 5,000 people in the Millennial and Gen Z age groups to find out how their financial goals and worries about money are the same or different. Read more.

How Long Does it Take to Build Business Credit?

September 12, 2019

While business credit scores are based on similar underlying factors, including a strong history of on-time payments, they work a bit differently than personal credit scores. If you want to build business credit, follow these steps to get started. Read more.

What is a Cosigner?

September 10, 2019

Have bad credit or no credit and need a loan to buy something? Learn how using a cosigner could help. Read more.

7 Reasons You Might Need a Self Credit Builder Account

September 5, 2019

Is a Self Credit Builder Account right for you? Here's some info that can help you decide for yourself. Read more.

What is an Emergency Fund?

September 3, 2019

If you faced an emergency expense tomorrow, would you have the money to pay for it? Learn why and how to start your savings safety net. Read more.

7 Smart Ways to Use Business Credit Cards at a Startup

August 29, 2019

There are many smart ways to use business credit cards to extend cash flow and add value. Here are 7 of them. Read more.

Can Undocumented Immigrants Build Credit?

August 27, 2019

Without a Social Security Number, it can be difficult to get credit. But not impossible. Learn how to establish credit without an SSN. Read more.

Introducing Self.

August 24, 2019

Self Lender is changing its name to Self. Read this note from our CEO, James Garvey, explaining why. Read more.

Previous
1 (current)
2
3
4
5
6
7
8
9
Next

Blog Homepage

Topics

† Review provided by customer to Self Financial, Inc. d/b/a Self or Self Lender directly. The comment above is related to individual experiences or results. Your results may vary. * Subject to ID verification ** Credit scores and credit monitoring will only be available to customers who our third-party vendor is able to validate. 1 Credit Builder Account — proceeds are held in a deposit account until maturity ^Sample products are $25 monthly loan payment at a $526 loan amount with a $15 administration fee, 24 month term and 15.92% Annual Percentage Rate.

1. All Credit Builder Accounts made by Lead Bank, Member FDIC, Equal Housing Lender, Sunrise Banks, N.A. Member FDIC, Equal Housing Lender or Atlantic Capital Bank, N.A. Member FDIC, Equal Housing Lender. Subject to ID Verification. Individual borrowers must be a U.S. Citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number are required. All loans are subject to consumer report review and approval. Results are not guaranteed. Improvement in your credit score is dependent on your specific situation and financial behavior. Failure to make monthly minimum payments by the payment due date each month may result in delinquent payment reporting to credit bureaus which may negatively impact your credit score. This product will not remove negative credit history from your credit report. All loans subject to approval. All Certificates of Deposit (CD) are deposited in Lead Banks, Member FDIC, Sunrise Banks, N.A., Member FDIC or Atlantic Capital Bank, N.A., Member FDIC. 2. Personal Loans – proceeds are available in as little as one business days. These optional offers are not a Lead Bank, product or service, nor does Lead Bank endorse this offer. These optional offers are not a Sunrise Banks, N.A. product or service, nor does Sunrise Banks endorse this offer. These optional offers are not a Atlantic Capital Bank, N.A. product or service, nor does Atlantic Capital Bank, N.A., endorse this offer.

Lead Bank. Member FDIC, Equal Housing Lender Sunrise Banks, N.A. Member FDIC, Equal Housing Lender Atlantic Capital Bank, N.A. Member FDIC, Equal Housing Lender

What’s Payment History and How Does it Impact Your Credit?