Build credit while saving money, starting at $25 per month.^
Your money is secured and protected in a bank account.
You can choose a repayment plan that fits your budget.
Your payments are reported to all three credit bureaus.
Your paid off loan unlocks and you get the money back, minus fees and interest.
By opening a Credit Builder Account and paying monthly, on-time, you can build positive payment history.
Self’s Credit Builder Account helps you build credit history with 3 different credit bureaus in 12-24 months. It's a simple alternative to a credit card.Start Building History
Life happens, and sometimes your credit takes a hit. Self is here to help get you back on track.Get Started
Sign up today and see your credit score, plus what you can do to improve it.Get My Score
Overall satisfaction rating based on 1,031 ratings from actual customers.
"When I started Self Lender my credit was terrible and within the first 3 months my score increased 40 points!!!! It did take a few weeks before it reported the first time but it was well worth the wait."
"Self Lender has been a fabulous service for me, as I have started building my credit history. I jumped 30 points over the period of my account, and I just got my savings I built deposited into my bank account!"
"I just wanted to take time out of my day to give a huge praise to SelfLender. I have been a customer for just one month and my credit score jumped up over 90 points from opening my SelfLender account. THANK YOU."
We're here to help you build credit - Finally, a responsible way to build credit while you save.Start Building Credit