Your credit building toolkit.

Start the path to financial freedom.

Grow your score

See a 47 point* average lift in your credit score with a Credit Builder Account.

Easy to get, powerful to use

Increase your spending power with Self secured Credit Card. No credit check, high approval rates, fast application!

Build credit fast

Report on time rent to all 3 bureaus, so you build credit while living life

The place for credit builders

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Build savings while building credit

Build savings & credit with Self’s Credit Builder Account — plus, lift up your credit by reporting rent and bills.

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Turn everyday purchases into credit history.

Self’s secured and unsecured credit cards help you easily build credit. Reports to all 3 credit bureaus, apply in minutes!

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Hear results from real people

What people are saying

Self has helped improve my credit a lot and has taught me so much about financial literacy. It’s a growing and learning experience, I appreciate this app so much!
– Bry^†

Learn more about credit building

The 3 Main Types of Credit Explained

Here's How Rent Reporting Can Help Build Your Credit

7 Ways to Build Credit When You Have No Credit History

Frequently asked questions

Ready to take control of your credit?