Turn everyday bills into better credit
A new, fast way to build credit
Grow your score
Positive reporting
Fast results
Free rent reporting
Build credit with everyday payments
Report rent for free, or add more bills for $6.95/month
- Report rent payments to Equifax, TransUnion and Experian
- Add a positive record to your credit profile
- Report rent payments to Equifax, TransUnion and Experian
- Report utility and phone bills to TransUnion
- Add up to 5 positive records to strengthen your credit profile
- Track changes to your credit report with real-time alerts
Over 1.1 million people have reported bills with Self
In September I started at a 500 credit score, now it’s December and I’m at 608. My bills being counted is a big help.
Stacey L.
I've only been reporting my rent and utility payments for 2 months but I absolutely love it because I actually get credit for doing something I already do every month without fail.
Shoshana G.
Self has been a great experience. Now I can look forward to buying a house and a car that I have dreamed of. All of this is made possible by paying my monthly bills on time. I greatly appreciate it. Thank you so much.
Melvin M.
Frequently asked questions
Rent and Bills Reporting adds your on-time rent and bill payments to your credit history. Because payment history makes up 40% of your VantageScore® credit score, these positive payments can strengthen your credit over time.
Customers who report their bills see an average credit score increase of 25 points.*