New Year's Money Resolutions, Based on Your Zodiac

By Valerie Mesa
Published on: 01/04/2023

New year, new goals? Ringing in the new year comes with its perks, as we are essentially presented with a clean slate, where we can commit to a plan of action, and manifest the results we desire. The real question is, are you willing to put in the work? Whether personally or professionally, intention setting will always require a certain amount of hardwork and dedication, and your money resolution for 2023 is no exception. In the meantime, let’s take a closer look at some of the more prominent astrological shifts of the year ahead, specifically those that are pivotal to your financial journey. After all, the planets not only hold a unique significance, but also transit a different astrological house—ultimately representing an area of life—according to your sun, and rising sign. Also known as the Ascendant, you can find your rising sign here by inputting your exact time, date and location of birth.

If you thought 2022 was transformative, just wait until you see what’s in store this upcoming year. First and foremost, taskmaster Saturn—also known as Father Time, and the planet of boundaries, discipline and structure—will be concluding its journey through innovative Aquarius, and entering Pisces on March 7. Keep in mind, this will influence a different area of life—as per your sun and rising sign—but everything about this transit epitomizes the meaning of a major reality check. For instance, if Pisces is a representation of our dreams, fantasies, and unconscious patterns, Saturn’s journey through this mutable sign will remove our rose-colored glasses, and bring us back down to earth. A way this transit would influence your finances is, if you’ve been unrealistic with your spending habits, or simply lacking direction, Saturn will step in to help you become more disciplined. This is where uncertainty meets structure.

On March 23, shadowy Pluto—the planet of power, destruction, and transformation—will conclude its 15-year-cycle through structured Capricorn, entering radical Aquarius for the first time since 1798. Please note: given its slow-moving pace, we typically won’t begin to experience its effects (at an individual level) for about two years or so, but rest assured, there will be powerful shifts happening at a collective level. That being said, Aquarius is a representation of our community affairs, societal structures and individual freedom; it also governs technology, artificial intelligence and the world wide web. I’m sure you’re wondering how this would influence your finances, and given Aquarius’ disruptive essence and innate desire for progression, it’s likely there will be a series of unexpected twists, namely when it comes to the “unrealized” potential of technology. As a result of this, security systems and privacy will be of greater emphasis.

Last but certainly not least, we will also need to consider the influence of Venus retrograde—happening between July 22 and September 2—given that this planet governs our spending habits, money-making abilities and overall value systems. Remember, when a planet is in retrograde, it slows down which gives us no choice but to reflect, review, and reconsider what’s being brought to our attention. Stationing retrograde in flamboyant Leo, this fixed fire sign is a representation of our hobbies, passion projects and recreational activities. It’s heart-centered and childlike, so if you’re wondering how Venus retrograde would influence you financially, consider this an opportunity to revisit and/or reassess everything, from your occasional “splurging” to your untapped financial potential, especially those of you with a special skill and/or talent that could be capitalized on. Otherise, investing in a financial partnership for the first time may not make sense during Venus retrograde, and the same goes for taking a financial gamble.

In the meantime, read on for your money resolution in 2023, according to your zodiac sign.

Aries (March 21 to April 19)

You're in for a treat in 2023, Aries. Truth be told, with erratic Uranus shaking things up in your second house of stability and finances, things could feel more inconsistent than you're used to. And though this new beginning won't happen overnight, the influence of lucky Jupiter—as it will be entering this area of your chart on May 16—will bring you abundance, expansion and grounding. This will not only create room for you to become more practical with your budget, but also welcome the financial upgrades you could both earn, and desire. Keep in mind, a total lunar eclipse on October 28 could bring closure, clarity and significant changes to this area of your life, which could also present you with an opportunity to start again, as you may be wrapping up financial chapters and/or expenses that no longer align with your future.

Your New Year's Resolution: Reflect on your core values, and commit to a financial plan that is both practical and reassuring.

Taurus (April 20 to May 20)

There may have been powerful changes happening for you since 2021, some of which likely brought abrupt changes to your finances and sense of security...but the good news is, it all ended up working in your favor. The same goes for Mars—planet of energy and momentum—as it began to retrograde in your financial sector on October 30, until it finally goes direct in Gemini on January 12. Reflect on what you have recently discovered about your spending habits, and money-making abilities. Lucky Jupiter will debut in your sign in May, bringing you abundance, expansion and opportunity, especially when it pertains to Taurean matters such as money, stability and resources. Your planetary ruler, Venus, will also be stationing retrograde—from July 22 until Sept. 3—which encourages you to go inward, and reconsider the value of everything from your living space to the amount of money you spend on yourself.

Your New Year's Resolution: Allow yourself to expand without being possessive and self-indulgent; reconsider your investments.

Gemini (May 21 to June 20)

The year begins and you already have a to-do list, Gemini. For instance, your ruler, Mercury, stationed retrograde in Capricorn—your eighth house of shared resources and other people's money—on December 28, 2022, where it will remain until it stations direct on Jan. 18. Meanwhile, a full moon in Cancer will bring emphasis and intuitive clarity to your second house of money, and value systems on Jan. 6. That said, many of you may experience a full-circle moment in terms of your finances at the start of this year, and with Mercury retrograde in the mix, you may likely revisit and/or reconsider a financial agreement or shared investment in the process. You may want to steer away from investing in anything "brand-new" while Mercury is retrograde, at least until March. Transformative Pluto will also be concluding its journey through your eighth house of financial mergers on March 23, which could relieve you from a domineering attachment that's been hovering over your finances.

Your New Year's Resolution: Focus on paying off your debts before investing in other financial commitments.

Cancer (June 21 to July 22)

There are two main "financial" takeaways for you in 2023, Cancer. First and foremost, Venus—the planet of money, stability and value systems—will be stationing retrograde in Leo and your second house of finances on July 22, where it will remain before going direct on September 3. Retrograde cycles are for reviewing, reassessing and reconsidering, and the sign of Leo has everything to do with your authenticity, self-fulfillment and unique abilities. That said, large investments would not be suggested during this period of time, but you can harness the power of this retrograde by reworking your "splurging" budget, or perhaps revisiting a unique talent you can potentially monetize and/or capitalize from. Powerhouse Pluto will also make its first official ingress into Aquarius, and your eighth house of loans, financial mergers and other people's money. This is a generational planet, so you won't see the effects right away; however, you may place greater emphasis on the security of your financial institutions, and digital currencies.

Your New Year's Resolution: Make it a point to become more mindful of your spending; treat yourself without losing sight of the bigger picture.

Leo (July 23 to August 22)

There's plenty to work with and look forward to in 2023, Leo. So, let's take it from the top, as taskmaster Saturn will debut in Pisces and your eighth house of joint finances and shared resources on March 7. Saturn brings discipline and structure where it's needed, in order for us to build a foundation that is solid and long lasting. Your eighth house is also the house of your significant other's money, whether you look at it in terms of a professional employer or an outside source sending funds regularly. Nevertheless, you are being encouraged to set some much-needed boundaries and ground rules. Are both parties reaching towards the same financial goal? Venus will also retrograde in your sign—between July 22 and September 3—which, in turn, suggests that you might steer clear from unnecessary expenses, and risky investments during this time. Luckily, with Jupiter entering Taurus (your career sector) in May, many of you may level up professionally, and financially.

Your New Year's Resolution: Set clear intentions when planning towards a financial goal; reflect on the areas where you've unconsciously sold yourself short.

Virgo (August 23 to September 22)

It's going to be a big year, and here's why, Virgo. As you may know, eclipses are catalysts for life-altering changes, and two of these celestial events will touch down on your financial sectors. For instance, the first one will be a solar eclipse (new beginning) happening in your eighth house of shared funds on April 20, and the second will be a lunar eclipse (powerful chapter closing) in your second house of earned cash, and money-making abilities on October 14. Keep in mind, the Nodes of Destiny—a representation of where we're collectively headed vs. what we're needing to release—will also be igniting these areas of your chart/life. And with the South Node (what needs to be surrendered) entering your second house of earned-income on July 17, you may more than likely need to make significant changes in this area of life. Less spending, perhaps?

Your New Year's Resolution: You get what you give; there is great value in your ability to cultivate balance, and honor the flow of giving and receiving.

Libra (September 23 to October 22)

You are stepping into a whole new financial era, and all of your hard work will soon pay off, Libra. This is especially true when considering the last series of eclipses—on May 5 and October 28, 2023—that are activating your financial (second and eighth) houses. In May, a full moon lunar eclipse will touch down on your stability-seeking second house of earned-money which, in turn, marks the ending of a significant chapter. If you were over-indulging, or perhaps succumbing to a fear-based mentality around finances, this is where your transformation comes to play. As for the lunar eclipse in October, this one will supercharge your eighth house of other people's money. Keep in mind—and this is something to look forward to—lucky Jupiter (Greater Benefic and the planet of abundance and expansion) will enter Taurus on May 15, which is pretty ideal for financial breakthroughs.

Your New Year's Resolution: Confront and surrender the shadow side of your relationship with money; commit to financial agreements that are built upon a solid foundation.

Scorpio (October 23 to November 21)

Things are slowly but surely getting back to normal, Scorpio. For instance, after retrograding through Gemini—your eighth house of shared resources and financial employers since October—your traditional ruler, Mars, will station directly on January 12. That said, if you experienced any delays with payments processing and/or hadn't heard back from your boss about that promotion, Mars direct will bring things back to speed. Although, we also have to consider Venus retrograde in Leo, as it will ignite your 10th house of career between July 22 and September 3. Despite being known as the planet of love, Venus also represents our cash-flow, value systems and money-making abilities. So, if you're in the process of applying for a new position or perhaps negotiating numbers with a professional leader, don't be discouraged if things aren't up to par during this window of time. Either way, it may be best to take this time to review and reconsider next steps, as opposed to jumping in a brand-new opportunity without enough information.

Your New Year's Resolution: Take a closer look at your bank account, and get clear on what is incoming and outgoing; steer away from financial agreements unless you’ve done your due diligence.

Sagittarius (November 22 to December 21)

With the right attitude and plan of action, you will reach the stars in 2023, Sagittarius. This is especially true when considering the fact that the first Mercury retrograde of the year will be touching down on your second house of earned-income, and money-making abilities between December 29, 2022 and January 18, 2023. As you may remember, Mercury retrograde presents us with an opportunity to take a step back, in order to reassess and review the situation at hand. And in the case of Mercury retrograde in Capricorn, there may be greater emphasis on the foundation of your finances. Are you being realistic with your investments? Does something need to be restructured? This might not be a good time to start anything new, as it is equivalent to a celestial interlude where you can retrace your steps, and tweak your errors. Other than that, look out for the full moon in Capricorn on July 3, as it will bring something full-circle to your second house of money.

Your New Year's Resolution: Commit to your self-mastery; sort out your financial priorities.

Capricorn (December 22 to January 19)

Save your money for a rainy day, Capricorn. One of the main takeaways for you this year is Venus—the planet of money and values—stationing retrograde in Leo, via your eighth house of shared assets and other people's money. This area of your chart also represents debts and/or borrowed money, which means that in addition to the usual re-visiting and re-considering that comes with every retrograde cycle, this could be a year where some unexpected expenses come into play. The same goes for those of you who are looking forward to paying off your credit card debt. This could go either which way, but having an emergency savings account always comes in handy. If this doesn't affect your finances directly, you may decide to reconnect with a business partner you worked with once upon a time. Last but not least, while the effects of Pluto typically take time to strengthen, Pluto's ingress into Aquarius on March 23 will touch down on your financial sector...and well, there's nothing remotely subtle about the transformation that's ahead.

Your New Year's Resolution: Never say never; be sure to save and spend your money wisely.

Aquarius (January 20 to February 18)

You're getting grounded with your finances and spending habits this year, Aquarius. First thing's first, on March 23, the taskmaster planet (Saturn) will debut in all-encompassing Pisces, and your stability-seeking second house of earned-income and value systems for the first time since 1996. (If applicable, think back to this time of your life for reference on this transit.) In addition to bringing discipline and structure to this area of your life, you could experience restriction and/or feel limited when it comes to spending, and/or earning a living. Don't be discouraged by Saturn's pragmatism, as you could be in the process of leveling up, and mastering this realm of reality. Also, with Venus retrograde touching down on your relationship sector between July 22 and September 3, it’s important to be discerning with business prospects and contractual agreements that could potentially influence your financial situation. Wait until Venus goes direct if you plan on moving forward.

Your New Year's Resolution: Don't undermine what you would normally sweep under the rug; practice accountability when it comes to your financial highs and lows.

Pisces (February 19 to March 20)

You're leveling up in 2023, and in more ways than one, Pisces. In addition to the influence of taskmaster Saturn—entering your sign on March 23—the Nodes of Destiny will ingress into your second and eighth houses, which have everything to do with the money you earn and/or borrow. Whether personally or professionally, the influence of Saturn might seem challenging at first, but its tough love is making you all the more resilient. It's time to get serious about your wants and needs, which brings me to my next takeaway for 2023. As you may know, eclipses occur according to the North and South Node, and this year's eclipse series will ignite your eighth house of joint ventures and shared resources on October 14, and your second house of money-making abilities on April 20. Change is almost inevitable, especially when it comes to matters of ownership, currency and financial earnings.

Your New Year's Resolution: Your sense of security is a reflection of your hard work and discipline; master your financial independence so you don't have to depend on others.

About the Author

Valerie Mesa is an astrologer, writer and visual storyteller. She writes horoscopes for PopSugar, Elite Daily, StyleCaster, and more. For more of her work and astrology features visit or you can follow her on Instagram (@valeriemesa).

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Written on January 4, 2023
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