Consumer Report Disclosure Agreement

Self Financial, Inc. Pre-qualification Program Agreement

Last Updated: May 9, 2019

The Self Pre-qualification Program (the "Program") is a tool that matches you with pre-qualified offers from our participating partners ("Participating Partners"). By participating in the Program you agree to these terms and conditions ("Terms"). Please read these Terms carefully.

Participating Partners may vary. Self will determine, in its sole discretion, the Participating Partners that may participate in the Program. We do not include all available financial products within the pre-qualification experience.

You are instructing Self to share your information with Participating Partners. By participating in the Program, you are consenting to have your information shared with Participating Partners on an ongoing basis so they may pre-qualify you for personalized offers.

You are consenting to soft inquiries on your credit, which will not impact your credit score. This means you are authorizing Participating Partners and/or Self to access your credit report information from one or more consumer credit reporting agencies. Some Participating Partners may first use your information to determine if there are any previously matched offers available without pulling a new credit report, and if no offers are available, you are authorizing each Participating Partner to make a soft inquiry on your credit. These soft inquiries are used to match you with pre-qualified offers and will not impact your credit score, but understand that your consumer report record may indicate that a Participating Partner has made a promotional inquiry about you.

Offers are not guaranteed. The products offered by Participating Partners are subject to change at any time and pre-qualified offers are not guaranteed. If you are pre-qualified for any offers, please understand these pre-qualified offers will expire.

Approval is not guaranteed. It is important for you to understand that this is not an application for credit, and approval is not guaranteed. Even if you are pre-qualified for a product, you must still complete and submit an application with the Participating Partner. If you choose to apply with the Participating Partner for a pre-qualified offer you have received, the Participating Partner may run a hard inquiry on your credit, which could impact your credit score. Self will not be able to provide any information relating to qualification or non-qualification for any particular product.

You are consenting to receive communications from Self. You understand that by participating in the Program you are agreeing to receive communications or notifications about pre-qualified offers from Self.

Opting Out. You will be enrolled in the program for as long as you have an account with Self, or until your account is deemed in our sole discretion to be dormant. If you no longer wish to participate in the Program, you can opt-out by notifying Self in writing at 901 E 6th Street, Suite 400, Austin, TX 78702 and including your name, date of birth, and email address for your Self Account or by unsubscribing from all marketing communications at https://www.self.inc/unsubscribe.