The Lifetime Cost of Renting
This study has calculated an average cost for what someone would pay renting for their whole life across America. See the findings here.
Personal Finance Guides, Tactics & Data
Explore our data and guides on credit building, the U.S. economy, national debt and the affordability of modern life. We spend hours trawling through data and asking important questions to make the world of personal finance easier to understand.
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Money
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Average Income by Age
This article discusses the average income by age for Americans, how our income changes over time, and how it varies by state.
2025 Homelessness Report
This report outlines the current state of homelessness in the U.S., with attitudes and opinions on the issue informed by a survey of 1,050 Americans.
Love & Money: Financial Dynamics in Relationships
A survey of 1,048 Americans explores the impacts of romance on finance.
U.S. Unemployment Statistics
An analysis of U.S. unemployment statistics broken down by year, state, and demographics like age, race, and education level.
Digital banking statistics
This article explores digital banking statistics including how many people bank online, common concerns with digital banking, and how it is predicted to grow.
History of U.S. Recessions
A look at the complete history of U.S. recessions, including what caused them and how they impacted unemployment and consumer behavior across the country.
Property
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Home Insurance Rates by State
A look into the average home insurance rate by state in the U.S., the factors that impact these costs, and how you could save money on your home insurance premiums.
Rent Statistics U.S.
This analysis looks at recent rent statistics and reports in the U.S. to give a picture of the rental market and the demographics of renters.
Credit Score
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What is the Highest Credit Score?
Attaining a perfect credit score is not impossible. Learn what perfect credit is and get answers to all of your credit related questions with Self Financial.
Minimum Credit Score to Buy a House
Discover the minimum credit score needed when buying a house through conventional, FHA, VA, USDA and jumbo loans.
Can You Buy a House with Bad Credit?
It is possible to buy a house with bad credit, but there are a few factors that mortgage lenders will look at.
Average Credit Score & Debt in Louisiana
The average credit score in Louisiana is 661, which is lower than the average national of 690. Here's data on credit cards, car loans, student debt and more.
Average Credit Score & Debt in Minnesota
The average household in Minnesota has debts of $57,170 and credit score averaging 680. Here's data on local credit cards, car loans, student debt and more.
Average Credit Score & Debt in Arizona
The average credit score in Arizona is 684, which is lower than the average national of 690. Here's data on credit cards, car loans, student debt and more.
Cars
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The most and least affordable cars to run
Which of the most popular car models in the U.S. cost the most and least to run?
Should You Lease or Buy a Car?
Leasing or buying a car, which offers the better deal? This analysis compares the two options to work out which might give you the best value for money.
The Cost Per Mile For Driving, Taxiing, and Public Transport in America
This study uncovers the cost per mile for transportation across America. From car travel, to cab rides and public transport, how do cities compare?
How Does Car Loan Interest Work?
Before buying a car, it’s important to understand how car loan interest works. Learn about auto loan interest rates and payments here.
