Credit Score

Discover our data and research on credit score trends and insights across the US. As a major credit building platform and provider, our articles can help you understand the differences in credit scores and how to improve you own.

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Minimum Credit Score to Buy a House

Discover the minimum credit score needed when buying a house through conventional, FHA, VA, USDA and jumbo loans.

Can You Buy a House with Bad Credit?

It is possible to buy a house with bad credit, but there are a few factors that mortgage lenders will look at.

Average Credit Score & Debt in Louisiana

The average credit score in Louisiana is 661, which is lower than the average national of 690. Here's data on credit cards, car loans, student debt and more.

Average Credit Score & Debt in Minnesota

The average household in Minnesota has debts of $57,170 and credit score averaging 680. Here's data on local credit cards, car loans, student debt and more.

Average Credit Score & Debt in Arizona

The average credit score in Arizona is 684, which is lower than the average national of 690. Here's data on credit cards, car loans, student debt and more.

Is a 620 Credit Score Good or Bad?

Here’s everything you need to know about a 620 credit score. How does it impact loan applications and your own personal finances?

Is a 600 to 620 Credit Score Good or Bad?

Here's everything you need to know about a credit score between 600 and 620. Is it good or bad and what it means for your finances.

Credit Score Ranges & Range Chart

Your credit score is one of the most important numbers in your life. Discover the credit score range for FICO® and VantageScore® and how you can impact it.

Is a Fair Credit Score (580 to 669) Good or Bad?

Here's everything you need to know about a Fair Credit Score between 580 and 669. What does it mean for loan applications and your personal finances?

Average Credit Score & Debt in California

The average Californian household has a $57,170 debt and credit score averaging 680. Here's data on credit cards, car loans, student debt and more.

Average Credit Score & Debt in Florida

The average Floridian has a credit score of 680, which is lower than the average national of 690. Here's data on credit cards, car loans, student debt and more.

Average Credit Score & Debt in New York

The average New Yorker has a credit score of 699, which is higher than the average national of 690. Here's data on credit cards, car loans, student debt and more.

Average Credit Score & Debt in Ohio

The average Ohioan has a credit score of 687, which is close to the national average of 690. Here's data on credit cards, car loans, student debt and more.

Average Credit Score & Debt in Texas

The average Texan household has a $45,290 debt and credit score averaging 680. Here's data on credit cards, car loans, student debt and more.

Average Credit Score By State & City

Minnesota currently has the highest credit score on average (739), whilst Mississippi has the lowest (675). Here’s all the states and yearly trends.

Average FICO Credit Score in America

The average American has a 703 credit score. That's up from 687 in 2010 but lower than 706 in 2019.

Average FICO Credit Score By Age

Find out the average credit score across all age groups in the US. Also see how you compare to others on average and when your credit score starts.

50+ Proven Tactics to Build Credit

Explore our ultimate list of proven tactics to help you build credit. Filter by short or long term tactics, to make sure you find the tactics that can help you right now.

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