Personal Finance Blog

How to Remove A Credit inquiry From Credit Report Header-01How to Remove a Credit Inquiry from Your Credit Reports
July 5, 2021
You can remove inaccurate hard inquiries from your credit report by filing a dispute with the three major credit bureaus. Read this article to learn why you should do this and how. Read more.
Photo Credit: Alamy Stock PhotoCities With the Largest Minority Wage Gap
July 1, 2021
Cities in the U.S. with the largest minority wage gap. Read more.
Dispute student loans Header-01How To Dispute Student Loans on Credit Reports
June 28, 2021
Missing a single student loan payment can be detrimental to your credit score, which is why it’s so important to dispute inaccurate information on your credit report and stay on top of payments. Read more.
How to write a pay for delete letter Header-01How to Write a Pay for Delete Letter
June 23, 2021
Learn how a pay for delete letter can negotiate getting an item removed from credit reports. Follow along for steps and how to increase your chances of success. Read more.
What is a 609 Letter Header-01What Is a 609 Letter + Template
June 22, 2021
A 609 letter requests the disclosure of information on your credit report. Section 609 of the Fair Credit Reporting Act grants consumers full access to their credit reports. Read more.
Snapshot of the Self app on a mobile phoneIs Self Credit Repair?
June 14, 2021
Is Self credit repair? Our experts break it down in this short article. Read more.
An illustration of a woman standing at the bad credit range of a credit-score meter, reaching for a credit card.How to Get a Credit Card with Bad Credit
June 11, 2021
It’s possible to get a credit card when you have bad credit. You’ll either choose a secured credit card, or what’s known as a subprime credit card. Read this article to make a smart choice and get ready for your card application. Read more.
Illustration of a woman holding a "closed" sign in front of a credit card.How to Safely Close a Credit Card
June 10, 2021
Sometimes it’s smart to close a credit card account. Read on to find out when it makes sense to close that credit card, how it will affect your credit score and a few steps to safely close a credit card. Read more.