How Credit History Affects Your Ability to Rent an Apartment

March 11, 2026
Your credit history (good, bad, or the lack thereof) can impact your life in many ways. And if you want to rent a new apartment, the details on your credit report could help determine whether a landlord approves or denies your application.
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Housing Finance

9 Best Rent Reporting Services in 2023 Header - 01The 8 Best Rent Reporting Services
February 27, 2026
Rent reporting services, including Self, can help lift your credit score. See our top 8 picks to find the best option for you. Read more.
How to Update Your Credit Report Quickly (Rapid Rescoring) Header - 01How to Update Your Credit Report Quickly (Rapid Rescoring)
January 14, 2026
If you’re applying for a time-sensitive loan, a lender may be able to use a rapid rescore to update your credit report quickly to show recent positive changes. Read more.
Does Breaking a Lease Hurt Your Credit Header - 01Does Breaking a Lease Hurt Your Credit?
November 20, 2025
If you satisfy the terms of your lease, breaking it won’t affect your credit unless unpaid rent is reported to the credit bureaus or sent to collections. Read more.
Do Evictions Show Up On Credit Reports Header - 01Do Evictions Show Up On Credit Reports?
November 17, 2025
Evictions do not show up on credit reports. Here is everything to know about how they affect your credit score and how long they stay on your records. Read more.
Does Paying Rent Build Credit Header - 01Does Paying Rent Build Credit?
November 8, 2025
Does paying rent build credit? For most, simply paying your monthly rent won’t help build credit, but there are ways to use this bill to your advantage. Read more.
Self How much rent can i affordHow Much Rent Can I Afford?
September 16, 2025
Wondering how much rent you can afford? Learn to calculate it using budgeting rules like the 30% rule and the 50/30/20 method. Read more.
Self loan to value explainedLoan-to-Value Explained and How to Calculate It
September 2, 2025
Learn what a loan-to-value (LTV) ratio is, how to calculate it, and how it affects mortgages, refinancing, auto loans, and home equity applications. Read more.
rent vs lease what's the differenceRent vs. Lease: What's the Difference?
August 17, 2025
Learn the key differences between renting and leasing. Renting offers month-to-month flexibility, while leasing provides fixed terms of six months or more Read more.