What Is a Rapid Rescore? How It Impacts Credit

While a credit card can be a major tool for building credit, you'll want to choose one that best fits your situation. Read on for the main differences between secured and unsecured credit cards to decide which is best for you. Read more.

Credit restoration is another name for credit repair, which mostly involves disputing any incorrect information that appears in your credit report. Read this article to learn when and how to use this option for improving your credit. Read more.

If you've seen the standard credit score ranges (usually 300 to 850), you might think you start at 300 and work your way up. But you actually will just have no score for a few months (probably six). Read this article to learn how to get off to a good start. Read more.

Depending on the current state of your credit history, it will take more or less time to reach that 800 credit score milestone. But you can do it. Read this article to learn how. Read more.

A credit reference is similar to a work reference, except it can help you get a loan or other financial product. Learn more about credit references and how to make the best credit impression here. Read more.

Since defaulting on a car loan can have severe consequences, it’s best to avoid it. Read on to learn some options to avoid reaching default, and what happens if you can’t avoid it. Read more.

There are many factors to consider when getting a car, but does buying a car help your credit score? Learn more about the impact buying a car has on your credit score. Read more.

There's no guarantee that using a secured credit card will improve your credit score. Everything depends on how you use the card and what's already in your unique credit history. Read more.