What is Available Credit and How Does It Differ From Credit Limit?

Your statement balance reflects your purchases and payments from the last billing cycle, while your current balance is the amount you owe at any given moment. Read more.

Raising your credit score will always have benefits. Learn how to raise your credit by 100 points in order to achieve more flexibility from your lenders! Read more.

Paying off your credit cards or lowering your balance will decrease your credit utilization rate, which could help your credit score increase. Read more.

In order to improve or maintain your credit score, you should be familiar with the three main kinds of credit: installment, revolving, and open. This information will help you decide how better to use the types of credit. Read more.

If you're getting a mortgage and you think your credit score could be a bit better if the data were up to date, you might be able get a rapid rescore. Read this article to learn another option to get a fast credit score update. Read more.

While a credit card can be a major tool for building credit, you'll want to choose one that best fits your situation. Read on for the main differences between secured and unsecured credit cards to decide which is best for you. Read more.

Credit restoration is another name for credit repair, which mostly involves disputing any incorrect information that appears in your credit report. Read this article to learn when and how to use this option for improving your credit. Read more.

If you've seen the standard credit score ranges (usually 300 to 850), you might think you start at 300 and work your way up. But you actually will just have no score for a few months (probably six). Read this article to learn how to get off to a good start. Read more.