How Can Piggybacking Credit Impact Your Credit Score?

June 21, 2022
Piggybacking credit is a strategy that allows you to become an authorized user on someone’s credit card and “piggyback” on their established credit history. Read more.

Establishing Credit

Does financing a phone build credit?Does Financing a Phone Build Credit?
April 21, 2022
Does financing a phone build credit? Continue for more on phone bills and how they affect your credit. Read more.
Can You Reopen a Closed Bank Account Header - 01Can You Reopen a Closed Bank Account?
April 19, 2022
If your bank account closed, you may be wondering how you can reopen it. We’ll explain why banks close accounts and what steps you can take if they do. Read more.
Credit Lock vs. Credit Freeze Differences and Uses Explained - header 1Credit Lock vs. Credit Freeze: Differences and Uses Explained
April 5, 2022
Credit locks and credit freezes are ways to restrict and secure your credit report, but there are advantages, disadvantages and differences to using each. Read more.
ITIN vs. SSN Header - 01ITIN vs. SSN: What Are The Differences?
March 31, 2022
ITIN's are issued to residents with foreign status, while SSNs are issued to U.S. citizens or authorized non-citizens. We'll explain the differences. Read more.
What Is Cancellation of Debt And When To Use Form 1099-CWhat Is Cancellation of Debt and When To Use Form 1099-C
March 10, 2022
A cancellation of debt is when a lender relieves an individual from a debt agreement. We'll explain how it works and provide a few debt tax exceptions. Read more.
How To Set Short Term Financial Goals With SMART Examples Header - 01How To Set Short Term Financial Goals With SMART Examples
March 7, 2022
For most people, short-term financial goals are goals you want to accomplish within less than a year. Here, we'll provide some examples and explain what they are. Read more.
How old do you have to be to open a bank account headerHow Old Do You Have to be to Open a Bank Account?
March 1, 2022
The age requirement to open a bank account is 18 years old. Anyone under 18 needs a legal guardian to open a joint account. Read more.
What-Is-a-Flex-Loan-and-Should-You-Consider-One-Header-01What Is a Flex Loan and Should You Consider One?
February 22, 2022
A flex loan is an unsecured line of credit that gives you easy access to cash. You get a preset amount of money you can borrow, which is like a credit limit. Read more.