How to Use Secured Cards to Build Credit

Establishing Credit

What is APR and Why Does it Matter?

October 3, 2019

APR is often featured in marketing for credit cards and loans - and federally regulated. But what is it and why should you care? Here's how understanding APR could impact you – for better or worse. Read more.

What’s Payment History and How Does it Impact Your Credit?

September 17, 2019

Payment history is a big factor when it comes to your credit score. Learn how to make your payment history work in your favor. Read more.

How Long Does it Take to Build Business Credit?

September 12, 2019

While business credit scores are based on similar underlying factors, including a strong history of on-time payments, they work a bit differently than personal credit scores. If you want to build business credit, follow these steps to get started. Read more.

What is a Cosigner?

September 10, 2019

Have bad credit or no credit and need a loan to buy something? Learn how using a cosigner could help. Read more.

Can Undocumented Immigrants Build Credit?

August 27, 2019

Without a Social Security Number, it can be difficult to get credit. But not impossible. Learn how to establish credit without an SSN. Read more.

What is Available Credit?

August 13, 2019

What does the term "available credit" mean? Here's what you need to know. Read more.

Things You Should Never Pay for When it Comes to Credit

July 30, 2019

There are countless services that promise to improve your credit – for a free. Whether or not you should pay for it is the real question. Here are things you should never pay for when it comes to credit. Read more.

7 Possible Credit Pitfalls and How to Avoid Them

July 18, 2019

Keep your focus on these common credit pitfalls to avoid them in your own personal finances. Read more.