What Is a Utility Bill and Can It Build Credit?

January 30, 2026
A utility bill is a monthly statement for essential services such as electricity, water, and gas. Learn what’s included, how they work, and tips to save money.
Read more.

Establishing Credit

DES-305-57 Smart Ways to Use Your Tax Refund
January 23, 2026
If you're expecting a refund from Uncle Sam this tax season, it's important to spend it wisely. Here are seven financially savvy ways to put your tax refund to good use. Read more.
Self Insufficient Credit HistoryDo You Have Insufficient Credit History?
January 19, 2026
The word "insufficient" gets thrown around a lot in finance. Here's what it means when it comes to your credit. Read more.
Why Is CREDCO On Your Credit Report & Can You Remove It Header - 01Why Is CREDCO On Your Credit Report & Can You Remove It?
January 16, 2026
CREDCO is short for CoreLogic CREDCO. If you applied for a mortgage, auto loan, or another type of credit, it may have appeared on your credit report. Read more.
Secured Loans vs. Unsecured Loans Header - 01Secured Loans vs. Unsecured Loans: Key Differences & Benefits
January 7, 2026
Secured and unsecured loans provide different benefits to consumers, but have their drawbacks—here are the key differences between the two loan types. Read more.
12 Legit Ways To Live Rent Free Header - 0112 Legit Ways To Live Rent Free
December 8, 2025
Living rent free is where others are helping you pay for your living expenses. We'll provide a list of possible ways to reach that goal of living rent free. Read more.
5 Ways to Pay Off Your Car Loan Faster Header - 015 Ways to Pay Off Your Car Loan Faster
December 5, 2025
Learn five effective ways to pay off your car loan faster, the pros and cons of paying it off quickly, and how paying off your auto loan may affect your credit score. Read more.
Does Paying the Minimum Hurt Your Credit Score Header - 01Does Paying the Minimum Hurt Your Credit Score?
November 14, 2025
Making the minimum credit payment avoids late fees but may lead to higher utilization, which can affect your credit score. Read more.
ITIN vs. SSN Header - 01ITIN vs. SSN: What Are The Differences?
November 10, 2025
ITIN's are issued to residents with foreign status, while SSNs are issued to U.S. citizens or authorized non-citizens. We'll explain the differences. Read more.