Does Paying the Minimum Hurt Your Credit Score?

November 14, 2025
Making the minimum credit payment avoids late fees but may lead to higher utilization, which can affect your credit score.
Read more.

Establishing Credit

ITIN vs. SSN Header - 01ITIN vs. SSN: What Are The Differences?
November 10, 2025
ITIN's are issued to residents with foreign status, while SSNs are issued to U.S. citizens or authorized non-citizens. We'll explain the differences. Read more.
Does Paying Rent Build Credit Header - 01Does Paying Rent Build Credit?
November 8, 2025
Does paying rent build credit? For most, simply paying your monthly rent won’t help build credit, but there are ways to use this bill to your advantage. Read more.
What Is a Guarantor on a Lease Header - 01What Is a Guarantor on a Lease?
October 3, 2025
We focus on how having a lease guarantor works, how to find a good guarantor and how to rent without one, even if you have a limited credit history. Read more.
DES-1158Small Money Moves that Can Help Your Mental Health
September 30, 2025
Learn simple money habits that can help ease stress, create financial breathing room, and improve your mental well-being. Read more.
How to Create a Personal Balance Sheet (Examples & Templates) Header - 01How to Create a Personal Balance Sheet (+ Template)
September 24, 2025
Creating a personal balance sheet is a great way to keep track of your overall financial situation and help you make smart, sustainable money decisions. Read more.
What Bills Help Build Credit Header - 01What Bills Help Build Credit?
September 22, 2025
Paying your monthly bills on time can help improve your credit score, but what bills help your credit and have the greatest impact on your score? Read more.
DES-1140 (2)Meet Dr. Brittany Greene, Self’s New Head of Community
September 14, 2025
Discover how Brittany’s financial journey shaped her mission along with her vision for making credit building more inclusive at Self. Read more.
Self Can you get a loan without a credit checkCan You Get a Loan Without a Credit Check?
September 11, 2025
Learn how no-credit-check loans work, the options available, and the risks to consider before applying. Read more.