Establishing Credit

Does Checking Your Credit Score Lower It?

April 15, 2021

If you're wondering whether checking your own credit score will make it drop, rest assured. Checking your own credit report has no impact on your credit score. Learn why and what does impact your score. Read more.

Credit Report vs. Credit Score: What’s the Difference?

March 10, 2021

Credit reports and credit scores are often confused. Keep reading to learn more about the differences between a credit report vs credit score! Read more.

The Complete Guide to Getting a Cell Phone with Bad Credit (500 Credit Score)

January 5, 2021

Here are some options for getting a cell phone with bad credit. Read more.

What to Know About Buying Tradelines

November 24, 2020

Here's what you need to know about buying tradelines if you're trying to build credit fast. Read more.

Does Using a Debit Card as Credit Help You Build Credit?

November 3, 2020

Here’s what’s going on behind the scenes when you press the credit button while using your debit card. Read more.

Different Types of Credit Scores & Why They Matter

September 17, 2020

You may have dozens of credit scores. Here's why... Read more.

How Self Employee Karthic Built Credit as a New Immigrant

September 10, 2020

Here's how Karthic built credit from scratch as a new immigrant to the U.S. Read more.

How to Build Credit at 17

September 1, 2020

Here's how to help yourself, or your child, start building credit before turning 18. Read more.

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All Credit Builder Accounts made by Lead Bank, Member FDIC, Equal Housing Lender, Sunrise Banks, N.A. Member FDIC, Equal Housing Lender or Atlantic Capital Bank, N.A. Member FDIC, Equal Housing Lender. Subject to ID Verification. Individual borrowers must be a U.S. Citizen or permanent resident and at least 18 years old. Valid bank account and Social Security Number are required. All loans are subject to ID verification and consumer report review and approval. Results are not guaranteed. Improvement in your credit score is dependent on your specific situation and financial behavior. Failure to make monthly minimum payments by the payment due date each month may result in delinquent payment reporting to credit bureaus which may negatively impact your credit score. This product will not remove negative credit history from your credit report. All loans subject to approval. All Certificates of Deposit (CD) are deposited in Lead Bank, Member FDIC, Sunrise Banks, N.A., Member FDIC or Atlantic Capital Bank, N.A., Member FDIC.

Lead Bank. Member FDIC, Equal Housing Lender Sunrise Banks, N.A. Member FDIC, Equal Housing Lender Atlantic Capital Bank, N.A. Member FDIC, Equal Housing Lender The Self Visa® Credit Card is issued by Lead Bank, Member FDIC, Equal Housing Lender or Atlantic Capital Bank, N.A., Member FDIC, Equal Housing Lender.

What’s a Good Credit Score to Buy a Car?