Current Balance vs. Available Balance: The Key Differences

A credit builder loan is designed to help people who have little or no credit history. You’re required to make fixed payments upfront before accessing the loan. Read more.

We’ll explain multiple loan options if you need extra cash, but have bad credit. Predatory loans are not your only choice. Read more.

A 600 credit score is considered fair under the FICO® scoring model. We’ll explain the types of credit products you may qualify for with a fair score. Read more.

Whether you need to get a cosigner or if you’ve been asked to cosign a loan, knowing what credit score a cosigner needs is an important factor to consider. Read more.

If you're looking to apply for a mortgage, receiving a preapproval letter may trigger a hard inquiry on your credit report. We'll explain how it can affect you. Read more.

Secured and unsecured loans provide different benefits to consumers, but have their drawbacks—here are the key differences between the two loan types. Read more.

If you haven’t been able to build good credit yet, it’s never too late to start. Here are five tips to consider if you’re ready to begin your own credit-building journey. Read more.

We explain your options for getting loans without a bank account, how to take advantage of them, and what the process is for getting a loan in this situation. Read more.