What Is a Credit Builder Loan and How Does It Work?

April 23, 2025
A credit builder loan is designed to help people who have little or no credit history. You’re required to make fixed payments upfront before accessing the loan.
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Credit

Jobs You Need Good Credit To GetJobs You Need Good Credit to Get
April 22, 2025
Learn which jobs check your credit score and how it can impact hiring decisions. Know what employers are looking for before applying. Read more.
Guide to Home Loans for People on DisabilityThe Complete Guide to Home Loans for People on Disability
April 16, 2025
This comprehensive guide to home loans for people with disabilities provides everything you need to know about mortgage programs and financial assistance. Read more.
300 Credit Score: What It Means300 Credit Score: What Does It Mean?
April 9, 2025
A 300 credit score is the lowest score you can have, but what does this mean and how does it impact your ability to get credit cards and loans? Read more.
Credit Repair Vs Credit BuildingCredit Repair vs. Credit Building: What's The Difference
April 1, 2025
Here’s what to know about the differences between credit building and credit repair, and how to ensure you make the right moves to improve your credit. Read more.
FHA and VA Loans Credit Score RequirementsCredit Scores Needed for VA and FHA Loans
March 24, 2025
Certain programs are designed to lower the barrier of entry for home ownership, including VA and FHA loans. Here's what you need to know about their credit score requirements. Read more.
How to Build Credit as a College Student8 Ways to Build Credit as a College Student
March 19, 2025
Learn ways to build credit as a college student if you've never used credit before and need help to establish your credit score. Read more.
580 Credit Score580 Credit Score: Can I Get a Loan or Credit Card?
March 16, 2025
If you have a credit score of 580, you may find it difficult to get a home or auto loan or a credit card. If you do qualify, you’re likely to pay higher interest rates. Luckily, there are steps you can take to build your credit over time. Read more.
DES-9667 Credit Card Myths and the Truth Behind Them
February 4, 2025
Credit cards are a powerful financial tool, but misconceptions about their use can lead to confusion. We’ve debunked the most common myths to help you stay informed. Read more.