What Is THD/CBNA On My Credit Report and Can I Remove It?

When paying back a loan or credit card, you should think about your principal vs. interest. Read on to learn the differences and how they impact your debt. Read more.

Late payments stay on your credit report for seven years from the original delinquency date. Learn how late payments impact your credit score, when they fall off, and steps you can take to remove inaccurate information. Read more.

As of 2018, tax liens are no longer reported to the credit bureaus. However, they are part of public record. Read more.

We’ll explain 25 facts about credit and credit scores to clarify any misconceptions and help you understand what it impacts. Read more.

If you satisfy the terms of your lease, breaking it won’t affect your credit unless unpaid rent is reported to the credit bureaus or sent to collections. Read more.

Making the minimum credit payment avoids late fees but may lead to higher utilization, which can affect your credit score. Read more.

ITIN's are issued to residents with foreign status, while SSNs are issued to U.S. citizens or authorized non-citizens. We'll explain the differences. Read more.

Sections 604 and 609 of the FCRA have similar numbers and refer to consumer reports and/or disclosures. Section 609 supports a dispute letter. Read more.