Do Tax Liens Impact Your Credit & How to Fix A Public Record

We’ll explain 25 facts about credit and credit scores to clarify any misconceptions and help you understand what it impacts. Read more.

If you satisfy the terms of your lease, breaking it won’t affect your credit unless unpaid rent is reported to the credit bureaus or sent to collections. Read more.

Making the minimum credit payment avoids late fees but may lead to higher utilization, which can affect your credit score. Read more.

ITIN's are issued to residents with foreign status, while SSNs are issued to U.S. citizens or authorized non-citizens. We'll explain the differences. Read more.

Sections 604 and 609 of the FCRA have similar numbers and refer to consumer reports and/or disclosures. Section 609 supports a dispute letter. Read more.

We focus on how having a lease guarantor works, how to find a good guarantor and how to rent without one, even if you have a limited credit history. Read more.

Paying off a collection account may improve your credit score, depending on the scoring model your lender uses and the type of debt. Read more.

Learn how to remove Caine & Weiner from your credit report and handle debt collection to reduce its impact on your credit. Read more.