DIY Credit Repair 11 Steps to Help Fix Your Credit Header - 01

DIY Credit Repair: 11 Steps to Help Fix Your Credit

June 21, 2022
If you need to fix your credit, DIY credit repair is something you may be able to accomplish for free — no credit repair company is required. Here's how. Read more.

Credit Report

medical-debt-on-creditDo Medical Bills Affect Your Credit?
June 3, 2022
This article helps you better understand the credit bureaus’ changes and how medical debt impacts your credit report and may be removed. Read more.
does-overdraft-affect-credit-2Does an Overdraft Affect Your Credit Score?
May 19, 2022
Overdrafts are not reported to credit bureaus, but they could hurt your credit score indirectly if they’re sent to collections. Read more.
What Is a Credit Sweep and What to Do Instead Header - 01What Is a Credit Sweep and What to Do Instead
April 26, 2022
A credit sweep may sound tempting, but there is nothing credit repair companies can do to fix your credit that you can’t fix on your own — here’s how. Read more.
Bankruptcy Dismissal vs. Discharge What-s the Difference & How They Affect Credit - header 1Bankruptcy Dismissal vs. Discharge: What's the Difference and How They Affect Credit
April 22, 2022
A bankruptcy dismissal makes you responsible for your debts, while a discharge means that you no longer have to repay your debts prior to bankruptcy. Read more.
6 Types of Bankruptcies Explained - Header 16 Types of Bankruptcies Explained
April 21, 2022
While Chapters 7, 11, and 13 bankruptcy are commonly known, there are actually six types of bankruptcies — here’s what you need to know before filing. Read more.
Credit Lock vs. Credit Freeze Differences and Uses Explained - header 1Credit Lock vs. Credit Freeze: Differences and Uses Explained
April 5, 2022
Credit locks and credit freezes are ways to restrict and secure your credit report, but there are advantages, disadvantages and differences to using each. Read more.
ITIN vs. SSN Header - 01ITIN vs. SSN: What Are The Differences?
March 31, 2022
ITIN's are issued to residents with foreign status, while SSNs are issued to U.S. citizens or authorized non-citizens. We'll explain the differences. Read more.
How Long Should You Keep Your Credit Card Statements Header - 01How Long Should You Keep Your Credit Card Statements?
March 29, 2022
You may be considering disposing of all your credit card statements, but we'll explain how long to keep credit card statements and the reasons why you should. Read more.