What Is a Credit Sweep and What to Do Instead
January 26, 2026
A credit sweep may sound tempting, but there is nothing credit repair companies can do to fix your credit that you can’t fix on your own — here’s how.
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Do You Have Insufficient Credit History?January 19, 2026
The word "insufficient" gets thrown around a lot in finance. Here's what it means when it comes to your credit. Read more.
Why Is CREDCO On Your Credit Report & Can You Remove It?January 16, 2026
CREDCO is short for CoreLogic CREDCO. If you applied for a mortgage, auto loan, or another type of credit, it may have appeared on your credit report. Read more.
What Is THD/CBNA On My Credit Report and Can I Remove It?January 12, 2026
THD/CBNA stands for The Home Depot/Citibank North America because Citibank issues The Home Depot credit cards. Read more.
Principal vs. Interest on Credit Cards and LoansJanuary 5, 2026
When paying back a loan or credit card, you should think about your principal vs. interest. Read on to learn the differences and how they impact your debt. Read more.
When Do Late Payments Fall Off Your Credit Report?December 3, 2025
Late payments stay on your credit report for seven years from the original delinquency date. Learn how late payments impact your credit score, when they fall off, and steps you can take to remove inaccurate information. Read more.
Do Tax Liens Impact Your Credit & How to Fix A Public RecordDecember 1, 2025
As of 2018, tax liens are no longer reported to the credit bureaus. However, they are part of public record. Read more.
25 Facts About Credit and Credit ScoresNovember 24, 2025
We’ll explain 25 facts about credit and credit scores to clarify any misconceptions and help you understand what it impacts. Read more.
Does Breaking a Lease Hurt Your Credit?November 20, 2025
If you satisfy the terms of your lease, breaking it won’t affect your credit unless unpaid rent is reported to the credit bureaus or sent to collections. Read more.
