Fixed APR vs Variable APR: Key Differences

Learn how to request a credit limit increase, what card issuers typically consider, and the potential trade-offs involved before submitting a request. Read more.

Learn how long it takes to get a credit card, from approval to delivery, what can delay the process, and how to receive or use your card faster. Read more.

Unless a third-party service is reporting your payment activity, utility bills are typically not reported and will not appear on your credit reports. Read more.

This article provides guidance on which bills you can pay by credit card and what to consider when choosing between credit cards and other bill payment methods. Read more.

A cash advance won’t cause direct credit score damage, but there are ways this type of transaction could harm your score in the long run. Here are some things to consider before you use this type of financing. Read more.

We’ll explain what pending transactions are, how long pending transactions take to post, and how to cancel a pending transaction. Read more.

AMEX/DSNB stands for American Express/Department Stores National Bank. You may see it on your report if you have a Macy's Inc. or Bloomingdale AMEX card. Read more.

Discover 10 simple credit score hacks to get your credit into better shape and lift your score. Learn key strategies and start improving from today! Read more.