What Is a Credit Sweep and What to Do Instead

January 26, 2026
A credit sweep may sound tempting, but there is nothing credit repair companies can do to fix your credit that you can’t fix on your own — here’s how.
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Credit Cards

can-you-pay-for-a-car-lease-with-a-credit-card-heroCan You Pay For a Car Lease With a Credit Card?
January 21, 2026
Think about this before paying your car lease with a credit card. Read more.
Principal vs. Interest on Credit Cards and Loans Header - 01Principal vs. Interest on Credit Cards and Loans
January 5, 2026
When paying back a loan or credit card, you should think about your principal vs. interest. Read on to learn the differences and how they impact your debt. Read more.
how to read a credit card statementHow to Read a Credit Card Statement
November 11, 2025
Learn how to read your credit card statement, understand key terms, and catch errors or fraud with this guide to credit card statements. Read more.
Credit Report Dispute Form Header - 01FCRA Section 604 vs. 609: Which Supports Your Dispute Letter?
November 7, 2025
Sections 604 and 609 of the FCRA have similar numbers and refer to consumer reports and/or disclosures. Section 609 supports a dispute letter. Read more.
Secured vs. Unsecured Credit Cards Header - 01Secured vs. Unsecured Credit Cards: The Key Differences
August 18, 2025
Explore the differences between secured and unsecured credit cards to determine which best fits your financial needs and how to qualify for each. Read more.
How to Use a Paid-in-Full Letter (+ Template) Header - 01How to Use a Paid-in-Full Letter (+ Template)
July 27, 2025
A paid-in-full letter shows creditors and collectors proof that you’re making your final debt payment and asks for confirmation from them of this fact. Read more.
Will a Cash Advance Hurt My Credit ScoreWill a Cash Advance Hurt My Credit Score?
May 11, 2025
A cash advance won’t cause direct credit score damage, but there are ways this type of transaction could harm your score in the long run. Here are some things to consider before you use this type of financing. Read more.
U.S. National Debt Under Biden Self FinancialU.S. National Debt Under Biden
February 13, 2025
The U.S. national debt has changed during Biden's presidency, but just how much has it changed, and what has affected the debt during his presidency? Read more.