Does Being An Authorized User Affect Your Credit Score?

January 18, 2023
Being an authorized user can affect your credit score both positively and negatively, it may also not affect your credit score if it is not being reported.
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Credit Cards

What Is AMEXDSNB and Can You Remove It From Your Credit Report Header - 01What Is AMEX/DSNB and Can You Remove It From Your Credit Report?
January 6, 2023
AMEX/DSNB stands for American Express/Department Stores National Bank. You may see it on your report if you have a Macy's Inc. or Bloomingdale AMEX card. Read more.
Does Paying Utility Bills Build Credit - HeaderDoes Paying Utility Bills Build Credit?
January 3, 2023
Unless a third-party service is reporting your payment activity, utility bills are typically not reported and will not appear on your credit reports. Read more.
Man denied for a secured credit cardWhat to Do If You’re Denied a Secured Credit Card?
December 28, 2022
Getting rejected from a secured credit card can be confusing. We'll explain what to do if you were denied a secured credit card and the reasons why it happened. Read more.
How To Build Credit With A Secured Credit Card - HeaderHow To Build Credit With A Secured Credit Card
December 28, 2022
Secured credit cards are designed for people who are looking to improve their credit, but where do they begin? We explain ways on how to build credit with it. Read more.
Do Debit Cards Build Credit Header - 01Do Debit Cards Build Credit?
December 22, 2022
This article explains why you cannot build credit with a traditional debit card, when to use a debit card, ways to build credit and how to establish good credit habits. Read more.
What Is The 153 Credit Card Payment Hack And Does It Work Header - 01What Is The 15/3 Credit Card Payment Hack And Does It Work?
December 12, 2022
The 15/3 credit hack is a credit card payment trick used to help lower your credit card utilization and boost your credit score by making two payments a month. Read more.
Line of Credit vs. Credit Card Header - 01Line of Credit vs. Credit Card: The Key Differences
December 2, 2022
If you’re weighing options between a line of credit vs. a credit card, there are some key areas to consider. Read on to find the best option for you. Read more.
1-1 (1)How Not to Ruin Your Credit During the Holidays
November 22, 2022
Here's how to prevent the Holiday Debt Monster from rearing its ugly head this year, and finding a middle ground between staying within your budget, keeping an eye on your credit, and creating memories for you and your family. Read more.