Housing Finance

calculator and coinsWhat is Debt-to-Income Ratio?
August 8, 2019
Because this number can make or break your next loan application, it is important to understand. Read this guide to learn more. Read more.
man and woman on couch with moving boxesCredit Scores Needed for VA and FHA Loans
May 28, 2019
Certain programs are designed to lower the barrier of entry for home ownership, including VA and FHA loans. Here's what you need to know about their credit score requirements. Read more.
Young man standing on his balconyReporting Rent to the Credit Bureaus
May 21, 2019
Paying your rent on time is essential, but is reporting rent to the credit bureaus worth it? Continue on to learn if you should report your rent to the credit bureaus. Read more.
Young professional man with glasses shaking a woman's handDoes Pre-Qualification Affect Your Credit Score?
March 12, 2019
How does pre-qualification differ from pre-approval and what role does it play in getting a mortgage? The answers aren't as complicated as you might think. Read more.
refinancingDoes Refinancing Affect Your Credit?
March 6, 2019
Thinking about refinancing your loan? Don't pull the trigger just yet, there's more you need to know. Read more.
Woman looking over should of man in wheelchairThe Complete Guide to Home Loans for People on Disability
February 20, 2019
This comprehensive guide to home loans for people with disabilities provides everything you need to know about mortgage programs and financial assistance. Read more.
An illustration of a hand removing a house from a man who is chasing after itHow Foreclosure Affects Your Credit
November 26, 2018
Foreclosure can have a significant, though not permanent, affect on your credit score. If you're struggling to keep up your mortgage payments, see other options before letting it get to foreclosure. Read more.
An illustration of a house drowning in a sea of dollarsHow A Short Sale Affects Your Credit Score
October 18, 2018
A short sale will damage your credit - for a while. How much damage it does depends on several factors, including how good your credit score is when it happens. Read more.