A 609 letter requests the disclosure of information on your credit report. Section 609 of the Fair Credit Reporting Act grants consumers full access to their credit reports. Read more.

It can seem overwhelming when you think about getting your credit back in shape, but there are two major actions you can take to do it: check your credit reports for errors to fix, and pay down debts. Read more.

With what you've heard about the challenges of having bad credit, you might think it's better to have no credit score at all. That might be oversimplifying things. Read this article to compare each situation. Read more.

Bankruptcy can have a big impact on your credit, but how long does bankruptcy stay on your credit report? Read on to learn more. Read more.

Credit reports and credit scores are often confused. Keep reading to learn more about the differences between a credit report vs credit score! Read more.

What are credit bureaus, what data do they collect on you and how do they use it? Get the answers here. Read more.

You made payments on a loan or credit card and you want to see it reflected on your credit score ASAP. For the most part, patience is required. Read this article to learn how often credit reports are updated. Read more.

Have bad credit or no credit and need a loan to buy something? Learn how using a cosigner could help. Read more.