Credit Report

How to write a pay for delete letter Header-01How to Write a Pay for Delete Letter
June 23, 2021
Someone with a debt in collections can write a pay for delete letter to a collection agency to negotiate getting an item removed from credit reports in exchange for paying off the debt. Learn how it works in this article. Read more.
What is a 609 Letter Header-01What Is a 609 Letter + Template
June 22, 2021
A 609 letter requests the disclosure of information on your credit report. Section 609 of the Fair Credit Reporting Act grants consumers full access to their credit reports. Read more.
How to Remove a Charge-off from Your Credit ReportHow to Remove a Charge-off from Your Credit Report
June 21, 2021
A charge-off damages your credit report, but you can try to remove it by disputing it, or paying it and requesting a “pay-for-delete” arrangement. Read this article to learn how. Read more.
580 Credit Score580 Credit Score: Can I Get a Loan or Credit Card?
June 17, 2021
If you have a credit score of 580, you may find it difficult to get a home or auto loan or a credit card. If you do qualify, you’re likely to pay higher interest rates. But you can take steps to understand and improve your credit score. Read more.
How to clean up credit header 1How To Clean Up Your Credit in 5 Steps
May 24, 2021
It can seem overwhelming when you think about getting your credit back in shape, but there are two major actions you can take to do it: check your credit reports for errors to fix, and pay down debts. Read more.
An illustration of a woman holding her hands out with a credit score range in one hand and in the other hand is an empty circle.No Credit vs. Bad Credit: Is One Better or Worse?
May 15, 2021
With what you've heard about the challenges of having bad credit, you might think it's better to have no credit score at all. That might be oversimplifying things. Read this article to compare each situation. Read more.
210205 Blog RemoveLatePayment@150How to Remove Late Payments from Your Credit Report
March 23, 2021
Late payments are a minor can impact your credit long-term. Read on for how to remove late payments from your credit report. Read more.
210205 Blog BankruptcyCreditReport@150How Long Does Bankruptcy Stay on Your Credit Report?
March 18, 2021
Bankruptcy can have a big impact on your credit, but how long does bankruptcy stay on your credit report? Read on to learn more. Read more.
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