Establishing Credit

How long do pending transactions take header 1How Long Do Pending Transactions Take To Post
January 27, 2022
We’ll explain what pending transactions are, how long pending transactions take to post, and how to cancel a pending transaction. Read more.
What Is a Credit Privacy Number (CPN) and Is It Legal Header - 01What Is a Credit Privacy Number (CPN) and Is It Legal?
January 13, 2022
Getting a credit privacy number, or CPN, may seem like the only option, but it’s often a scam. Explore other alternatives to rebuild credit. Read more.
What is Available Credit and How Does It Differ From Credit Limit Asset 1What is Available Credit and How Does It Differ From Credit Limit?
January 12, 2022
Available credit is the total amount of money you can borrow on your credit card. It's based on the difference between your current balance and your credit limit. Read more.
What Is the Difference Between a Charge Card and a Credit Card asset 2What Is the Difference Between a Charge Card and a Credit Card?
January 7, 2022
While a charge card does not have a spending limit, and does not incur interest charges, like credit cards do, you must pay the full balance each month. Read more.
Statement Balance vs. Current Balance Header - 01Statement Balance vs. Current Balance: What’s the Difference?
January 7, 2022
Your statement balance reflects your purchases and payments from the last billing cycle, while your current balance is the amount you owe at any given moment. Read more.
The 3 Main Types of Credit Explained Asset 2The 3 Main Types of Credit Explained
October 8, 2021
In order to improve or maintain your credit score, you should be familiar with the three main kinds of credit: installment, revolving, and open. This information will help you decide how better to use the types of credit. Read more.
Does Paying Rent Build CreditDoes Paying Rent Build Credit?
October 4, 2021
Paying rent on time each month is important, but does paying rent build credit? Follow along for everything you need to know about rent payments and credit. Read more.
What are the 5 Cs of Credit?What Are the 5 C’s of Credit
July 29, 2021
Many lenders will consider character, capacity, character, collateral, and conditions when you apply for financing. Read on to learn more about these 5 C’s of credit and why they matter. Read more.