Mint focuses on budgeting and creating savings goals, while Truebill focuses on lowering your bills or canceling unused subscriptions. We'll explain more below. Read more.

Unless a third-party service is reporting your payment activity, utility bills are typically not reported and will not appear on your credit reports. Read more.

Getting rejected from a secured credit card can be confusing. We'll explain what to do if you were denied a secured credit card and the reasons why it happened. Read more.

Curious if a debit card can build your credit? Discover how debit cards work, their impact on your credit score, and how to establish good credit habits. Read more.

Phone bills are typically not reported to the major credit bureaus since they are not considered credit accounts. We'll explain how they can affect you. Read more.

This post will help you understand how credit unions work, how they differ from commercial banks, and how credit unions can help you build credit. Read more.

The 15/3 credit hack is a credit card payment trick used to help lower your credit card utilization and boost your credit score by making two payments a month. Read more.

One of the biggest drivers of price increases has been skyrocketing energy costs, which Americans have been feeling both at the gas pump and through higher utility bills. Read more.