Yes, you have to pay taxes on unemployment benefits. Because unemployment benefits are counted as income, you will need to pay federal income taxes by law. Read more.

Building credit for the first time isn’t easy. Find out how being added as an authorized user on a credit card can affect your credit score. Read more.

Harris & Harris is a debt collection company that purchases debt from creditors such as healthcare providers, utility companies, and government agencies. Read more.

AMEX/DSNB stands for American Express/Department Stores National Bank. You may see it on your report if you have a Macy's Inc. or Bloomingdale AMEX card. Read more.

Ringing in the new year comes with its perks, as we are presented with a clean slate. Whether personally or professionally, intention setting will require a certain amount of hard work and dedication, and your money resolution for 2023 is no exception. Read more.

Unless a third-party service is reporting your payment activity, utility bills are typically not reported and will not appear on your credit reports. Read more.

Mint focuses on budgeting and creating savings goals, while Truebill focuses on lowering your bills or canceling unused subscriptions. We'll explain more below. Read more.

Getting rejected from a secured credit card can be confusing. We'll explain what to do if you were denied a secured credit card and the reasons why it happened. Read more.