If you satisfy the terms of your lease, breaking it won’t affect your credit unless unpaid rent is reported to the credit bureaus or sent to collections. Read more.

We focus on how having a lease guarantor works, how to find a good guarantor and how to rent without one, even if you have a limited credit history. Read more.

If terms like "grace period," "authorized user" and "variable interest rate" sound like another language to you, you’re not alone. These terms can be confusing to anyone. That's why we put together this A-to-Z guide for you. Read more.

Making the minimum credit payment avoids late fees but may lead to higher utilization, which can affect your credit score. Read more.

Author and founder of FYI FLI (For Your Information: Financial Literacy & Investing), Hassan Thomas shares how he went from college to Covid to helping young people build healthier relationships with money. Read more.

Does paying off loans early hurt your credit? It depends on your credit and financial history. Learn key factors to consider before paying off your loan. Read more.

Learn five effective ways to pay off your car loan faster, the pros and cons of paying it off quickly, and how paying off your auto loan may affect your credit score. Read more.

You don’t receive a credit score until you establish credit history. Then, your score will be unique to you. Learn more about starting credit scores here. Read more.