More lenders are interested in using alternative data to determine creditworthiness. The UltraFICO incorporates your bank account data in its score, which may benefit people with little or no credit history. Read more.

If you need a loan, but have no credit history - don't worry. You have options. Here are seven tips for getting a loan when you have no credit. Read more.

Foreclosure can have a significant, though not permanent, affect on your credit score. If you're struggling to keep up your mortgage payments, see other options before letting it get to foreclosure. Read more.

Your credit history will be important throughout your life. Only 18? It's not too soon to start building credit. Find the three best ways to get started here. Read more.

Looking for easy and affordable ways to build credit? Unfortunately prepaid cards won't help. But you have alternatives, including secured cards and credit builder loans. Read more.

Unpaid medical bills can go to collections and appear on your credit report. See what you can do to prevent medical debts from hurting your credit. Read more.

Credit freezes can carry a negative connotation. In reality, they exist as a way to protect you and your credit. Credit freezes not only secure against and manage the consequences of identity theft, they also have no impact whatsoever on your credit scores. Read more.

Planning your move to the UK? Here's what you need to know about building credit on the British isles. Read more.