Foreclosure can have a significant, though not permanent, affect on your credit score. If you're struggling to keep up your mortgage payments, see other options before letting it get to foreclosure. Read more.

Your credit history will be important throughout your life. Only 18? It's not too soon to start building credit. Find the three best ways to get started here. Read more.

Looking for easy and affordable ways to build credit? Unfortunately prepaid cards won't help. But you have alternatives, including secured cards and credit builder loans. Read more.

Unpaid medical bills can go to collections and appear on your credit report. See what you can do to prevent medical debts from hurting your credit. Read more.

Credit freezes can carry a negative connotation. In reality, they exist as a way to protect you and your credit. Credit freezes not only secure against and manage the consequences of identity theft, they also have no impact whatsoever on your credit scores. Read more.

Planning your move to the UK? Here's what you need to know about building credit on the British isles. Read more.

A prison term isn’t reported on your credit, so incarceration won't affect your credit score, right? Wrong. Here are a few reasons that may cause a credit score to drop in prison. Read more.

Credit has become less of a privilege and more of a consumer right. Access to credit enables not only purchase flexibility, but the ability to own a home, rent an apartment, get insurance, and more. For businesses and individuals alike, access to credit is more important than ever before. Read more.