Personal Finance

What’s a Good APR for a Credit Card Header - 01What’s a Good APR for a Credit Card?
September 26, 2022
An APR is “good” if it’s lower than the national average APR. This article discusses APR, how it is calculated, and what you can do to reduce your APR. Read more.
payment-historyHow Payment History Impacts Your Credit Score
September 21, 2022
This article helps you understand how to improve payment history on a credit report so that you have the best chance of improving your score. Read more.
How To Pay Your Credit Card Bill Header - 01How To Pay Your Credit Card Bill
September 21, 2022
We'll explain how to pay your credit card bill in multiple ways, what to do if you have credit card debt, and how to automate your credit card payments. Read more.
overcoming-financial-stressors4 Ways To Manage Financial Stress
September 7, 2022
From rising gas prices to higher rents, the economic realities that many are facing can start to feel overwhelming. Here are four strategies that could help you cope with the financial stressors you might be encountering. Read more.
00 Food and beverage spending as a share of total spendingStates Where Residents Are Spending the Most on Food
August 29, 2022
The COVID-19 pandemic and its aftermath reshaped many aspects of life in the U.S., and how Americans eat and drink is no exception. Read more.
Can Credit Card Companies Garnish Your Wages Header - 01Can Credit Card Companies Garnish Your Wages?
August 29, 2022
If a credit card company files a court order and secures a judgment against you, then they can garnish your wages. We'll explain how wage garnishment works. Read more.
talking-to-debt-collectorHow To Deal With Debt Collectors
August 26, 2022
It’s important to know how to deal with debt collectors when they contact you, what your rights are, and what to do if you can’t pay your debt right away. Read more.
What Is a Sinking Fund and How to Start One Header - 01What Is a Sinking Fund and How to Start One
August 22, 2022
Sinking funds are far more positive than they sound—and they allow for an easy way to budget in expected, high-cost items such as home and car repairs. Read more.