Learn how to calculate your debt-to-income ratio (DTI) to help you understand if you have too much debt. Your DTI should be less than 36%. Read more.

According to data from the U.S. Census Bureau, more than 75% of households report receiving wages and salaries. But alternative income streams are common in a large number of households as well. Read more.

Having a side gig can be a great way to add some extra cash into your budget. Whether you’re trying to cover basic expenses, pay down debt, build an emergency fund, or save toward a goal, side hustle income could help you. Read more.

Overdrafts are not reported to credit bureaus, but they could hurt your credit score indirectly if they’re sent to collections. Read more.

If you’re looking for ways to be more responsible with your money and avoid relying on credit cards, debt consolidation is a strategy that can help you get started. Read more.

Feeling anxious or unsettled about money is a reality that many people may face. So, if you’re struggling with financial unease, it might comfort you to know that you’re far from alone in those feelings. Read more.

Does financing a phone build credit? Continue for more on phone bills and how they affect your credit. Read more.

Learning how to pay off credit card debt is a step in the right direction. Read on for tips on how to pay off your debt here. Read more.