Secured and unsecured loans provide different benefits to consumers, but have their drawbacks—here are the key differences between the two loan types. Read more.

Liquid net worth is the amount of money you have in cash after subtracting your liabilities from your liquid assets. Read on to see how it works. Read more.

The COVID-19 pandemic steered many workers to seek new opportunities, causing self-employment and entrepreneurship to expand and new business applications to reach record levels. Read more.

Prequalified or preapproved credit card offers can mean a financial institution has reviewed your creditworthiness and concluded that you are a good fit. Read more.

We explain your options for getting loans without a bank account, how to take advantage of them, and what the process is for getting a loan in this situation. Read more.

What is a balance transfer? Find out how it works, its benefits, and when to consider using one to reduce credit card debt. Read more.

Everything from a person’s upbringing to their current situation plays a role in their financial journey, but we’ve decided to take it a step further and look to the stars for some clarity when it comes to our spending habits. Read more.

An APR is “good” if it’s lower than the national average APR. This article discusses APR, how it is calculated, and what you can do to reduce your APR. Read more.