Long auto loans can seem smart since you're lowering your monthly payment, but be careful. We'll explain the risks and benefits of long-term auto loans. Read more.

Although you can achieve an 850 credit score, you don’t need an 850 to have excellent credit. This post explains how to build a great credit score. Read more.

APR means Annual Percentage Rate. It represents the total interest on the money you borrow annually. We’ll explain how it works and the types of APRs out there. Read more.

Leasing a car does help build your credit and can be a good option to raise your credit score. Read on to learn more about how car leases affect your credit. Read more.

If a credit card company files a court order and secures a judgment against you, then they can garnish your wages. We'll explain how wage garnishment works. Read more.

The COVID-19 pandemic and its aftermath reshaped many aspects of life in the U.S., and how Americans eat and drink is no exception. Read more.

It’s important to know how to deal with debt collectors when they contact you, what your rights are, and what to do if you can’t pay your debt right away. Read more.

Building credit can take up to six months after an active account is opened. We'll explain the six ways to build credit without a credit card. Read more.