You don’t receive a credit score until you establish credit history. Then, your score will be unique to you. Learn more about starting credit scores here. Read more.

A utility bill is a monthly statement for essential services such as electricity, water, and gas. Learn what’s included, how they work, and tips to save money. Read more.

Can rent be paid with a credit card? Learn the benefits, drawbacks, and what to consider before using credit for rent payments. Read more.

VantageScore® and FICO® are both credit scoring models but have some key differences. Read on to learn how the two compare and impact your credit score. Read more.

Ways to rebuild credit include: keeping your credit utilization ratio low, using a secured credit card, and becoming an authorized user. Get started right away. Read more.

If you’re applying for a time-sensitive loan, a lender may be able to use a rapid rescore to update your credit report quickly to show recent positive changes. Read more.

Opening a new bank account likely won’t affect your credit. Banks use ChexSystems to screen your banking history, which doesn’t impact your credit score. Read more.

In this post, we go over what happens if you don’t pay medical bills, how it impacts your finances and what to do if you can’t afford your medical bills. Read more.