The best time to pay your credit card bill is always by the due date, but there may be benefits to paying early. Learn more about when you should pay here. Read more.

Wage garnishment occurs when a creditor takes a portion of your paycheck to help settle a past debt. We provide ways how to prevent this from happening below. Read more.

If you’re looking for ways to rent an apartment with no credit, this post gives you 10 different options to consider, from getting a cosigner to negotiating with the landlord. Read more.

Rent reporting services, including Self, can help lift your credit score. See our top 8 picks to find the best option for you. Read more.

A paid-in-full letter shows creditors and collectors proof that you’re making your final debt payment and asks for confirmation from them of this fact. Read more.

Paying off your collection account may improve your credit score and will depend on the credit scoring model that your lender used and the type of debt. Read more.

It is best to pay off your credit card by the end of each billing cycle if you are able to do so. We'll explain what happens if you don't end up paying. Read more.

Not using a credit card will have no impact in the short term. However, inactivity could lead to account closure. Learn how to protect your credit. Read more.