Personal Finance Blog

When Is the Best Time to Pay Your Credit Card Bill Header - 01When Is the Best Time to Pay Your Credit Card Bill?
March 13, 2023
The best time to pay your credit card bill is always by the due date, but there may be benefits to paying early. Learn more about when you should pay here. Read more.
How to Stop Wage Garnishmen Header - 01How to Stop Wage Garnishment
March 8, 2023
Wage garnishment occurs when a creditor takes a portion of your paycheck to help settle a past debt. We provide ways how to prevent this from happening below. Read more.
woman-receiving-keys-to-an-apartment10 Ways to Rent an Apartment with No Credit History
March 8, 2023
If you’re looking for ways to rent an apartment with no credit, this post gives you 10 different options to consider, from getting a cosigner to negotiating with the landlord. Read more.
9 Best Rent Reporting Services in 2023 Header - 018 Best Rent Reporting Services in 2023
March 5, 2023
Rent reporting services, including Self, can help lift your credit score. See our top 8 picks to find the best option for you. Read more.
How to Use a Paid-in-Full Letter (+ Template) Header - 01How to Use a Paid-in-Full Letter (+ Template)
March 1, 2023
A paid-in-full letter shows creditors and collectors proof that you’re making your final debt payment and asks for confirmation from them of this fact. Read more.
Does Paying off Collections Improve Your Credit Score Header - 01Does Paying off Collections Improve Your Credit Score?
February 27, 2023
Paying off your collection account may improve your credit score and will depend on the credit scoring model that your lender used and the type of debt. Read more.
Should You Leave a Balance on Your Credit Card Header - 01Should You Pay Your Credit Card in Full or Leave a Balance?
February 27, 2023
It is best to pay off your credit card by the end of each billing cycle if you are able to do so. We'll explain what happens if you don't end up paying. Read more.
What Happens If You Don’t Use Your Credit Card Header - 01What Happens If You Don’t Use Your Credit Card?
February 22, 2023
Not using a credit card will have no impact in the short term. However, inactivity could lead to account closure. Learn how to protect your credit. Read more.