Learn how managing debt affects your credit score and get tips to lift it. Get the facts so you can make smarter financial choices in the future. Read more.

When you stop making credit card payments, several things can happen. Late fees, interest accumulation, or your credit score can drop significantly. Read more.

If you manage the process wisely, debt consolidation has the potential to be beneficial to your credit score. But it’s important to learn about potential mistakes to avoid along the way. Here’s what you need to know. Read more.

In this post, we discuss how opening a new credit card can affect your credit score with examples of scenarios of what could happen if you do. Read more.

APR means Annual Percentage Rate. It represents the total interest on the money you borrow annually. We’ll explain how it works and the types of APRs out there. Read more.

Sinking funds are far more positive than they sound—and they allow for an easy way to budget in expected, high-cost items such as home and car repairs. Read more.

How much a secured credit card impacts your credit score varies based on several factors. We'll explain how it works and what you can do to build your credit. Read more.

Compare charge cards and credit cards with Self to learn the key differences, benefits, and drawbacks. Find out which option best suits your financial goals. Read more.