Personal Finance Blog

Does Paying Utility Bills Build Credit - HeaderDoes Paying Utility Bills Build Credit?
January 3, 2023
Unless a third-party service is reporting your payment activity, utility bills are typically not reported and will not appear on your credit reports. Read more.
Truebill vs. Mint Which Budgeting App Is Best - HeaderRocket Money (Truebill) vs. Mint: Which Budgeting App Is Best?
January 3, 2023
Mint focuses on budgeting and creating savings goals, while Truebill focuses on lowering your bills or canceling unused subscriptions. We'll explain more below. Read more.
How To Build Credit With A Secured Credit Card - HeaderHow To Build Credit With A Secured Credit Card
December 28, 2022
Secured credit cards are designed for people who are looking to improve their credit, but where do they begin? We explain ways on how to build credit with it. Read more.
Man denied for a secured credit cardWhat to Do If You’re Denied a Secured Credit Card?
December 28, 2022
Getting rejected from a secured credit card can be confusing. We'll explain what to do if you were denied a secured credit card and the reasons why it happened. Read more.
YNAB vs. Mint Which Budgeting Tool Do I Need Header - 01YNAB vs. Mint: Which Budgeting Tool Do I Need?
December 22, 2022
This post explains the differences between YNAB and Mint so you can choose the right budgeting app for your personal preferences and financial plans. Read more.
Do Debit Cards Build Credit Header - 01Do Debit Cards Build Credit?
December 22, 2022
This article explains why you cannot build credit with a traditional debit card, when to use a debit card, ways to build credit and how to establish good credit habits. Read more.
Does Paying Phone Bills Help Build Your Credit Header - 01Does Paying Phone Bills Help Build Your Credit?
December 19, 2022
Phone bills are typically not reported to the major credit bureaus since they are not considered credit accounts. We'll explain how they can affect you. Read more.
build-creditHow to Build Credit
December 19, 2022
Learn how to build credit and lift your credit score effectively with our guide. Understand best ways to build credit, how your credit score is calculated, and how long it will take to build credit. Read more.