APR is the amount of interest you owe, while APY is the amount of interest you earn. We'll explain the key differences and how they are used and calculated. Read more.

This article will show you a credit report example, so you know what to look for and understand the information presented there. Read more.

You may be considering disposing of all your credit card statements, but we'll explain how long to keep credit card statements and the reasons why you should. Read more.

An NSF fee, also known as an insufficient funds fee, is a common bank fee that often catches people by surprise. We'll explain how to avoid paying them. Read more.

Sections 604 and 609 of the FCRA have similar numbers and refer to consumer reports and/or disclosures. Section 609 supports a dispute letter. Read more.

If your credit score still has some room to grow, you can use these 10 credit hacks to get it into better shape in just a short time. Here's how to start. Read more.

Can you reopen a closed credit card? This article will explain the reasons why your account might have closed and provide you with steps to try and reopen it. Read more.

The age requirement to open a bank account is 18 years old. Anyone under 18 needs a legal guardian to open a joint account. Read more.