Credit Cards

piggybacking-creditHow Can Piggybacking Credit Impact Your Credit Score?
June 21, 2022
Piggybacking credit is a strategy that allows you to become an authorized user on someone’s credit card and “piggyback” on their established credit history. Read more.
What Is a Credit Sweep and What to Do Instead Header - 01What Is a Credit Sweep and What to Do Instead
April 26, 2022
A credit sweep may sound tempting, but there is nothing credit repair companies can do to fix your credit that you can’t fix on your own — here’s how. Read more.
How to pay off credit card debtHow to Pay Off Credit Card Debt
April 21, 2022
Learning how to pay off credit card debt is a step in the right direction. Read on for tips on how to pay off your debt here. Read more.
APR vs. APY What Are The Differences - Header 1APR vs. APY: What Are The Differences?
April 19, 2022
APR is the amount of interest you owe, while APY is the amount of interest you earn. We'll explain the key differences and how they are used and calculated. Read more.
Credit Report Example How To Read & Understand Yours - header 1Credit Report Example: How To Read and Understand Yours
April 11, 2022
This article will show you a credit report example, so you know what to look for and understand the information presented there. Read more.
How Long Should You Keep Your Credit Card Statements Header - 01How Long Should You Keep Your Credit Card Statements?
March 29, 2022
You may be considering disposing of all your credit card statements, but we'll explain how long to keep credit card statements and the reasons why you should. Read more.
Non-Sufficient Funds (NSF) Fees Header - 01Non-Sufficient Funds (NSF) Fees: What They Are and How to Avoid Them
March 23, 2022
An NSF fee, also known as an insufficient funds fee, is a common bank fee that often catches people by surprise. We'll explain how to avoid paying them. Read more.
Credit Report Dispute Form Header - 01FCRA Section 604 vs. 609: Which Supports Your Dispute Letter?
March 22, 2022
Sections 604 and 609 of the FCRA have similar numbers and refer to consumer reports and/or disclosures. Section 609 supports a dispute letter. Read more.