Credit Cards

how to read a credit card statementHow to Read a Credit Card Statement
November 11, 2025
Learn how to read your credit card statement, understand key terms, and catch errors or fraud with this guide to credit card statements. Read more.
Credit Report Dispute Form Header - 01FCRA Section 604 vs. 609: Which Supports Your Dispute Letter?
November 7, 2025
Sections 604 and 609 of the FCRA have similar numbers and refer to consumer reports and/or disclosures. Section 609 supports a dispute letter. Read more.
Secured vs. Unsecured Credit Cards Header - 01Secured vs. Unsecured Credit Cards: The Key Differences
August 18, 2025
Explore the differences between secured and unsecured credit cards to determine which best fits your financial needs and how to qualify for each. Read more.
How to Use a Paid-in-Full Letter (+ Template) Header - 01How to Use a Paid-in-Full Letter (+ Template)
July 27, 2025
A paid-in-full letter shows creditors and collectors proof that you’re making your final debt payment and asks for confirmation from them of this fact. Read more.
Will a Cash Advance Hurt My Credit ScoreWill a Cash Advance Hurt My Credit Score?
May 11, 2025
A cash advance won’t cause direct credit score damage, but there are ways this type of transaction could harm your score in the long run. Here are some things to consider before you use this type of financing. Read more.
U.S. National Debt Under Biden Self FinancialU.S. National Debt Under Biden
February 13, 2025
The U.S. national debt has changed during Biden's presidency, but just how much has it changed, and what has affected the debt during his presidency? Read more.
DES-9667 Credit Card Myths and the Truth Behind Them
February 4, 2025
Credit cards are a powerful financial tool, but misconceptions about their use can lead to confusion. We’ve debunked the most common myths to help you stay informed. Read more.
Can You Reopen a Closed Credit Card Account Header - 01Can You Reopen a Closed Credit Card Account?
January 13, 2025
Can you reopen a closed credit card? This article will explain the reasons why your account might have closed and provide you with steps to try and reopen it. Read more.