Find out what portion of your credit card limit to use, how utilization impacts your credit score, and why carrying a balance isn’t required. Read more.

In this post, we discuss how to raise your credit score by 50 points or more with tips on how you could make that happen and what that could mean for your credit. Read more.

The 15/3 credit hack is a credit card payment trick used to help lower your credit card utilization and boost your credit score by making two payments a month. Read more.

A credit sweep may sound tempting, but there is nothing credit repair companies can do to fix your credit that you can’t fix on your own — here’s how. Read more.

Think about this before paying your car lease with a credit card. Read more.

When paying back a loan or credit card, you should think about your principal vs. interest. Read on to learn the differences and how they impact your debt. Read more.

Learn how to read your credit card statement, understand key terms, and catch errors or fraud with this guide to credit card statements. Read more.

Sections 604 and 609 of the FCRA have similar numbers and refer to consumer reports and/or disclosures. Section 609 supports a dispute letter. Read more.