Being an authorized user can affect your credit score both positively and negatively, it may also not affect your credit score if it is not being reported. Read more.

AMEX/DSNB stands for American Express/Department Stores National Bank. You may see it on your report if you have a Macy's Inc. or Bloomingdale AMEX card. Read more.

Unless a third-party service is reporting your payment activity, utility bills are typically not reported and will not appear on your credit reports. Read more.

Secured credit cards are designed for people who are looking to improve their credit, but where do they begin? We explain ways on how to build credit with it. Read more.

Getting rejected from a secured credit card can be confusing. We'll explain what to do if you were denied a secured credit card and the reasons why it happened. Read more.

This article explains why you cannot build credit with a traditional debit card, when to use a debit card, ways to build credit and how to establish good credit habits. Read more.

The 15/3 credit hack is a credit card payment trick used to help lower your credit card utilization and boost your credit score by making two payments a month. Read more.

If you’re weighing options between a line of credit vs. a credit card, there are some key areas to consider. Read on to find the best option for you. Read more.