A non-transaction account, also known as a non-payment account, is a bank or credit union account that is not designed to handle frequent transactions. Read more.
Paying off your balances in full each month is the best way to avoid credit card interest. Here are a few ways to prevent interest from accumulating. Read more.
Piggybacking credit is a strategy that allows you to become an authorized user on someone’s credit card and “piggyback” on their established credit history. Read more.
If you need to fix your credit, DIY credit repair is something you may be able to accomplish for free — no credit repair company is required. Here's how. Read more.
A credit sweep may sound tempting, but there is nothing credit repair companies can do to fix your credit that you can’t fix on your own — here’s how. Read more.
APR is the amount of interest you owe, while APY is the amount of interest you earn. We'll explain the key differences and how they are used and calculated. Read more.