The length of your credit history plays a key role in your credit score. Learn why it matters, how it’s calculated, and what you can do to improve it. Read more.

Learn how FICO® Score 9 works, how it differs from FICO® Score 8, the key credit scoring factors, and tips to help you build credit. Read more.

Is a 690 credit score good? Find out what it means and how it can affect your chances of qualifying for loans, credit cards, and more. Read more.

Find out what credit score you need for a personal loan approval. Minimum scores may start at 580, but 670 and more could unlock better rates and terms. Read more.

A charge-off has the potential to impact your credit score—making it harder to qualify for loans, credit cards, and even affordable housing. This guide breaks down what a charge-off is and what it means for your credit score. Read more.

Curious about minimum credit score requirements to rent? Learn how factors like the landlord, the market, and location play a role. Read more.

Learn how to get preapproved for a mortgage, what lenders look for, and the steps to improve your chances of securing the best loan terms. Read more.

Learn about the process of financing a car through a bank, the options available to you, and how this differs from dealership financing. Read more.