Missing a single student loan payment can be detrimental to your credit score, which is why it’s so important to dispute inaccurate information on your credit report and stay on top of payments. Read more.
If you have a credit score of 580, you may find it difficult to get a home or auto loan or a credit card. If you do qualify, you’re likely to pay higher interest rates. But you can take steps to understand and improve your credit score. Read more.