If you ever are in the middle of a financial crisis and need quick capital, beware of loan scams. Here is how to check if a loan company is legitimate. Read more.

Thinking of adding an authorized user to your credit account? To help you decide if it's the right thing to do, here are a few things to consider. Read more.

We’ll explain 25 facts about credit and credit scores to clarify any misconceptions and help you understand what it impacts. Read more.

We’ll explain what pending transactions are, how long pending transactions take to post, and how to cancel a pending transaction. Read more.

Your credit report is compiled by the three major credit reporting agencies. We’ll cover the differences between TransUnion and Equifax. Read more.

Your statement balance reflects your purchases and payments from the last billing cycle, while your current balance is the amount you owe at any given moment. Read more.

Raising your credit score will always have benefits. Learn how to raise your credit by 100 points in order to achieve more flexibility from your lenders! Read more.

Paying off your credit cards or lowering your balance will decrease your credit utilization rate, which could help your credit score increase. Read more.