A charge-off damages your credit report, but you can try to remove it by disputing it, or paying it and requesting a “pay-for-delete” arrangement. Read this article to learn how. Read more.

You can remove tax liens from your credit reports by paying off tax debt, submitting an IRS withdrawal form and waiting for the IRS to respond. Learn how to remove a tax lien from your credit history in this article. Read more.

If you have a credit score of 580, you may find it difficult to get a home or auto loan or a credit card. If you do qualify, you’re likely to pay higher interest rates. But you can take steps to understand and improve your credit score. Read more.

You're working toward becoming debt free and saving some money on interest. Should you pay off your car loan early? Here are some pros and cons about paying off your auto loan ahead of time. Read more.

Applying for a credit card may hurt your credit score, but most likely just a little and not for long. Depending on the goals you're building toward, however, you may want to think about when you apply for a credit card and how many. Read more.

Requesting a credit limit increase can be a good idea for building credit, as long as you can continue to responsibly manage that credit line. Learn more about the ins and outs of credit limit increases and your credit score. Read more.

Here's what you need to know about your credit score and getting a car loan. Read more.

If you're wondering whether checking your own credit score will make it drop, rest assured. Checking your own credit report has no impact on your credit score. Learn why and what does impact your score. Read more.