How much a secured credit card impacts your credit score varies based on several factors. We'll explain how it works and what you can do to build your credit. Read more.

Discover 10 simple credit score hacks to get your credit into better shape and lift your score. Learn key strategies and start improving from today! Read more.

Discover the basics of how to build credit at 17 with these tips designed for teens and their parents. Read more.

You don’t receive a credit score until you establish credit history. Then, your score will be unique to you. Learn more about starting credit scores here. Read more.

Opening a new bank account likely won’t affect your credit. Banks use ChexSystems to screen your banking history, which doesn’t impact your credit score. Read more.

Covington Credit is a financial services provider whose business includes offering loans to people who don’t typically qualify for most types of credit. Read more.

Getting rejected from a secured credit card can be confusing. We'll explain what to do if you were denied a secured credit card and the reasons why it happened. Read more.

Phone bills are typically not reported to the major credit bureaus since they are not considered credit accounts. We'll explain how they can affect you. Read more.