Depending on the current state of your credit history, it will take more or less time to reach that 800 credit score milestone. But you can do it. Read this article to learn how. Read more.

Since defaulting on a car loan can have severe consequences, it’s best to avoid it. Read on to learn some options to avoid reaching default, and what happens if you can’t avoid it. Read more.

There are many factors to consider when getting a car, but does buying a car help your credit score? Learn more about the impact buying a car has on your credit score. Read more.

A secured credit card has many of the same benefits of a regular credit card - but it may be easier to get if you have bad credit or no credit history. Read on to learn about the benefits of a secured credit card. Read more.

Many lenders will consider character, capacity, character, collateral, and conditions when you apply for financing. Read on to learn more about these 5 C’s of credit and why they matter. Read more.

Raising your credit score in a 6 month period is possible if you understand what's in your credit report and make a plan. Learn how to get a 720 credit score in 6 months. Read more.

Paying off debt is an important step when it comes to raising your credit score. Keep reading for more information on what debt you should pay off first to raise your credit score. Read more.

Settling a debt with a creditor may be a better option than letting it linger on your credit report. Read this article to learn how to do it and use a free debt settlement letter template. Read more.