Since defaulting on a car loan can have severe consequences, it’s best to avoid it. Read on to learn some options to avoid reaching default, and what happens if you can’t avoid it. Read more.

Paying off debt is an important step when it comes to raising your credit score. Keep reading for more information on what debt you should pay off first to raise your credit score. Read more.

Settling a debt with a creditor may be a better option than letting it linger on your credit report. Read this article to learn how to do it and use a free debt settlement letter template. Read more.

If a debt collector has won a court case against you over unpaid debt and the civil judgment appears on your credit report, you might be able to remove it. Read this article to learn how. Read more.

Learn how a pay for delete letter can negotiate getting an item removed from credit reports. Follow along for steps and how to increase your chances of success. Read more.

It can seem overwhelming when you think about getting your credit back in shape, but there are two major actions you can take to do it: check your credit reports for errors to fix, and pay down debts. Read more.

You're working toward becoming debt free and saving some money on interest. Should you pay off your car loan early? Here are some pros and cons about paying off your auto loan ahead of time. Read more.

Bankruptcy can have a big impact on your credit, but how long does bankruptcy stay on your credit report? Read on to learn more. Read more.