Debt

people-looking-at-their-debtHow Much Debt Is Too Much? Understanding Debt-to-Income Ratio
July 1, 2022
Learn how to calculate your debt-to-income ratio (DTI) to help you understand if you have too much debt. Your DTI should be less than 36%. Read more.
How Voluntary Repossession Impacts Your Credit - header 1How Voluntary Repossession Impacts Your Credit
July 1, 2022
Voluntary repossession is when someone returns their car to the lender because they can no longer meet the payment obligations on the loan agreement. Read more.
side-hustlesHow to Find the Best Side Hustle for You
June 13, 2022
Having a side gig can be a great way to add some extra cash into your budget. Whether you’re trying to cover basic expenses, pay down debt, build an emergency fund, or save toward a goal, side hustle income could help you. Read more.
medical-debt-on-creditDo Medical Bills Affect Your Credit?
June 3, 2022
This article helps you better understand the credit bureaus’ changes and how medical debt impacts your credit report and may be removed. Read more.
00 Pumping gas-319587125 (1)Industries Most Affected by Inflation
May 23, 2022
Nearly every segment of the economy is experiencing rapid price increases at rates not seen in decades. Rising prices are putting greater pressure on households’ and businesses’ financial states as they pay more for goods and services Read more.
debt consolidation What Is Debt Consolidation and How to Consolidate Your Debt
May 9, 2022
If you’re looking for ways to be more responsible with your money and avoid relying on credit cards, debt consolidation is a strategy that can help you get started. Read more.
money and mental healthMoney and Mental Health: Ways to Cope with Financial Stress
April 25, 2022
Feeling anxious or unsettled about money is a reality that many people may face. So, if you’re struggling with financial unease, it might comfort you to know that you’re far from alone in those feelings. Read more.
Bankruptcy Dismissal vs. Discharge What-s the Difference & How They Affect Credit - header 1Bankruptcy Dismissal vs. Discharge: What's the Difference and How They Affect Credit
April 22, 2022
A bankruptcy dismissal makes you responsible for your debts, while a discharge means that you no longer have to repay your debts prior to bankruptcy. Read more.