Going to jail is a difficult enough experience on its own, without the financial and credit trouble it also can bring. You can avoid making a rough situation rougher by taking care of your finances beforehand if possible. Read more.
Someone with a debt in collections can write a pay for delete letter to a collection agency to negotiate getting an item removed from credit reports in exchange for paying off the debt. Learn how it works in this article. Read more.
It can seem overwhelming when you think about getting your credit back in shape, but there are two major actions you can take to do it: check your credit reports for errors to fix, and pay down debts. Read more.