Although you can achieve an 850 credit score, you don’t need an 850 to have excellent credit. This post explains how to build a great credit score. Read more.

APR means Annual Percentage Rate. It represents the total interest on the money you borrow annually. We’ll explain how it works and the types of APRs out there. Read more.

Building credit can take up to six months after an active account is opened. We'll explain the six ways to build credit without a credit card. Read more.

Sinking funds are far more positive than they sound—and they allow for an easy way to budget in expected, high-cost items such as home and car repairs. Read more.

A non-transaction account, also known as a non-payment account, is a bank or credit union account that is not designed to handle frequent transactions. Read more.

For those sending money, ACH transfers offer the choice of processing payments on the same-day, next-day, or a two-day timeframe. Read more.

Paying off your balances in full each month is the best way to avoid credit card interest. Here are a few ways to prevent interest from accumulating. Read more.

Astrologer Valerie Mesa breaks down what the stars have in store for each Zodiac sign. Read more.