Piggybacking credit is a strategy that allows you to become an authorized user on someone’s credit card and “piggyback” on their established credit history. Read more.

Rent to own programs are one path to owning a home. But there are pros and cons, especially if you have bad credit. Find out more here so you can make an informed decision. Read more.

Does financing a phone build credit? Continue for more on phone bills and how they affect your credit. Read more.

If your bank account closed, you may be wondering how you can reopen it. We’ll explain why banks close accounts and what steps you can take if they do. Read more.

Credit locks and credit freezes are ways to restrict and secure your credit report, but there are advantages, disadvantages and differences to using each. Read more.

ITIN's are issued to residents with foreign status, while SSNs are issued to U.S. citizens or authorized non-citizens. We'll explain the differences. Read more.

A cancellation of debt is when a lender relieves an individual from a debt agreement. We'll explain how it works and provide a few debt tax exceptions. Read more.

For most people, short-term financial goals are goals you want to accomplish within less than a year. Here, we'll provide some examples and explain what they are. Read more.