Although you can achieve an 850 credit score, you don’t need an 850 to have excellent credit. This post explains how to build a great credit score. Read more.

Building credit can take up to six months after an active account is opened. We'll explain the six ways to build credit without a credit card. Read more.

Learn about non-transaction accounts, how they differ from transaction accounts, and their role when it comes to managing your finances. Read more.

For those sending money, ACH transfers offer the choice of processing payments on the same-day, next-day, or a two-day timeframe. Read more.

Paying off your balances in full each month is the best way to avoid credit card interest. Here are a few ways to prevent interest from accumulating. Read more.

Astrologer Valerie Mesa breaks down what the stars have in store for each Zodiac sign. Read more.

Piggybacking credit is a strategy that allows you to become an authorized user on someone’s credit card and “piggyback” on their established credit history. Read more.

Does financing a phone build credit? Continue for more on phone bills and how they affect your credit. Read more.