Personal Finance Blog

Do Debit Cards Build Credit Header - 01Do Debit Cards Build Credit?
December 22, 2022
This article explains why you cannot build credit with a traditional debit card, when to use a debit card, ways to build credit and how to establish good credit habits. Read more.
YNAB vs. Mint Which Budgeting Tool Do I Need Header - 01YNAB vs. Mint: Which Budgeting Tool Do I Need?
December 22, 2022
This post explains the differences between YNAB and Mint so you can choose the right budgeting app for your personal preferences and financial plans. Read more.
Does Paying Phone Bills Help Build Your Credit Header - 01Does Paying Phone Bills Help Build Your Credit?
December 19, 2022
Phone bills are typically not reported to the major credit bureaus since they are not considered credit accounts. We'll explain how they can affect you. Read more.
build-creditHow to Build Credit
December 19, 2022
In this guide, we explain some of the best ways to build credit, how your credit score is calculated, and how long it will take to build credit. Read more.
Do Credit Unions Help Build Credit Header - 01Do Credit Unions Help Build Credit?
December 14, 2022
This post will help you understand how credit unions work, how they differ from commercial banks, and how credit unions can help you build credit. Read more.
How To Remove ERC Collections From Your Credit Report Header - 01How To Remove ERC Collections From Your Credit Report
December 12, 2022
ERC, also known as the Enhanced Recovery Company, is a debt collection agency that specializes in collecting debt from a variety of different lenders. Read more.
What Is The 153 Credit Card Payment Hack And Does It Work Header - 01What Is The 15/3 Credit Card Payment Hack And Does It Work?
December 12, 2022
The 15/3 credit hack is a credit card payment trick used to help lower your credit card utilization and boost your credit score by making two payments a month. Read more.
00 Cities with the highest utility billsCities With the Highest Utility Bills
December 8, 2022
One of the biggest drivers of price increases has been skyrocketing energy costs, which Americans have been feeling both at the gas pump and through higher utility bills. Read more.
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