This article explains why you cannot build credit with a traditional debit card, when to use a debit card, ways to build credit and how to establish good credit habits. Read more.

This post explains the differences between YNAB and Mint so you can choose the right budgeting app for your personal preferences and financial plans. Read more.

Phone bills are typically not reported to the major credit bureaus since they are not considered credit accounts. We'll explain how they can affect you. Read more.

In this guide, we explain some of the best ways to build credit, how your credit score is calculated, and how long it will take to build credit. Read more.

This post will help you understand how credit unions work, how they differ from commercial banks, and how credit unions can help you build credit. Read more.

ERC, also known as the Enhanced Recovery Company, is a debt collection agency that specializes in collecting debt from a variety of different lenders. Read more.

The 15/3 credit hack is a credit card payment trick used to help lower your credit card utilization and boost your credit score by making two payments a month. Read more.

One of the biggest drivers of price increases has been skyrocketing energy costs, which Americans have been feeling both at the gas pump and through higher utility bills. Read more.