Personal Finance Blog

Secured Loans vs. Unsecured Loans Header - 01Secured Loans vs. Unsecured Loans: Key Differences & Benefits
October 17, 2022
Secured and unsecured loans provide different benefits to consumers, but have their drawbacks—here are the key differences between the two loan types. Read more.
What Is Liquid Net Worth Header - 01What Is Liquid Net Worth? How to Calculate Yours
October 17, 2022
Liquid net worth is the amount of money you have in cash after subtracting your liabilities from your liquid assets. Read on to see how it works. Read more.
00 US states and cities with the most self-employed workersU.S. States and Cities With the Most Self-Employed Workers
October 13, 2022
The COVID-19 pandemic steered many workers to seek new opportunities, causing self-employment and entrepreneurship to expand and new business applications to reach record levels. Read more.
Does Paying Bills Build Credit?Does Paying Bills Build Credit?
October 12, 2022
In this post, we discuss which bills could help you establish credit and why other financial obligations might not have the same credit-building potential. Read more.
220930 DoesAddingCreditCardImproveCreditScore@72Does Adding a Credit Card Improve Your Credit Score?
October 12, 2022
In this post, we discuss how opening a new credit card can affect your credit score with examples of scenarios of what could happen if you do. Read more.
What Is a Credit Reference and When Do You Need One Header - 01What Is a Credit Reference and When Do You Need One?
October 12, 2022
A credit reference is a document that a lender requests from an individual who is applying for a form of credit to evaluate that individual’s credit worthiness. Read more.
Can I Get Cash Back With A Credit Card?Can I Get Cash Back With A Credit Card?
October 11, 2022
In this post, we discuss how cash back credit cards work, mistakes you should avoid, and things to keep in mind about credit card cash advances. Read more.
Preapproved vs. Prequalified Credit Card Offers Header - 01Preapproved vs. Prequalified Credit Card Offers
October 10, 2022
Prequalified or preapproved credit card offers can mean a financial institution has reviewed your creditworthiness and concluded that you are a good fit. Read more.