APR means Annual Percentage Rate. It represents the total interest on the money you borrow annually. We’ll explain how it works and the types of APRs out there. Read more.

Sinking funds are far more positive than they sound—and they allow for an easy way to budget in expected, high-cost items such as home and car repairs. Read more.

How much a secured credit card impacts your credit score varies based on several factors. We'll explain how it works and what you can do to build your credit. Read more.

Compare charge cards and credit cards with Self to learn the key differences, benefits, and drawbacks. Find out which option best suits your financial goals. Read more.

When you’re struggling with overwhelming debt, bankruptcy is one option that could provide you with financial relief. Despite the benefits of bankruptcy, there are also drawbacks to this form of protection. Read more.

Rebuilding credit? A secured card could be your solution. Learn how to use one to lift your credit score and regain financial stability. Read more.

A popular guideline from Fidelity advises you to have at least 1x your income by the time you are 30. Learn more about recommended retirement savings here. Read more.

If you faced an emergency expense tomorrow, would you have the money to pay for it? Learn what an emergency fund is and how to start your savings safety net. Read more.