Personal Finance Blog

person-looking-at-their-credit-reportWhat Is THD/CBNA On My Credit Report and Can I Remove It?
January 10, 2022
THD/CBNA stands for The Home Depot/Citibank North America because Citibank issues The Home Depot credit cards. Read more.
Statement Balance vs. Current Balance Header - 01Statement Balance vs. Current Balance: What’s the Difference?
January 7, 2022
Your statement balance reflects your purchases and payments from the last billing cycle, while your current balance is the amount you owe at any given moment. Read more.
What Is the Difference Between a Charge Card and a Credit Card asset 2What Is the Difference Between a Charge Card and a Credit Card?
January 7, 2022
While a charge card does not have a spending limit, and does not incur interest charges, like credit cards do, you must pay the full balance each month. Read more.
Can You Raise Your Credit Score 100 Points Overnight Header 1Can You Raise Your Credit Score 100 Points Overnight?
December 29, 2021
Raising your credit score will always have benefits. Learn how to raise your credit by 100 points in order to achieve more flexibility from your lenders! Read more.
young businesswoman looking at the cameraA Financial Coach Shares Her Top Budgeting Tips
December 29, 2021
Dasha Kennedy, known as The Broke Black Girl, breaks down the basics of budgeting and wealth building. Read more.
15 Easy Money Saving Challenges To Try Right Now asset 215 Easy Money Saving Challenges To Try Right Now
December 28, 2021
Whether you’re trying to save for a short-term or long-term goal, these 15 money saving challenges are sure to help pad your savings account. Read more.
How Much Will My Credit Score Increase After Paying Off Credit Cards Header - 01How Much Will Paying Off Credit Cards Improve Credit Score?
December 28, 2021
Paying off your credit cards or lowering your balance will decrease your credit utilization rate, which could help your credit score increase. Read more.
Rent to Income Ratio Header-01Rent to Income Ratio: How Much Should You Spend On Rent?
December 27, 2021
Properly calculating the rent to income ratio helps you better understand how much rent you can afford without breaking the bank. Read more.