Personal Finance Blog

What Is FICO® Score 9 Header - 01What Is FICO® Score 9? How It Compares to FICO® Score 8
August 3, 2025
Learn how FICO® Score 9 works, how it differs from FICO® Score 8, the key credit scoring factors, and tips to help you build credit. Read more.
How Many Car Payments Can You Miss Before Repossession - HeaderHow Many Car Payments Can You Miss Before Repossession?
August 3, 2025
To understand lender policies and repossession laws, this article discusses the details about repossession and what you can do if you miss a car loan payment. Read more.
NCUA vs FDIC what-s the differenceNCUA vs. FDIC: What’s the Difference?
August 1, 2025
The NCUA and the FDIC both provide insurance for deposits at financial institutions, but how do they work and what sets them apart? Read more.
HELOC questions and answersHELOC Questions and Answers
July 29, 2025
A home equity line of credit (HELOC) lets you borrow against your home’s equity. Learn how it works, what it can cost, and whether it could meet your borrowing needs. Read more.
How to Use a Paid-in-Full Letter (+ Template) Header - 01How to Use a Paid-in-Full Letter (+ Template)
July 27, 2025
A paid-in-full letter shows creditors and collectors proof that you’re making your final debt payment and asks for confirmation from them of this fact. Read more.
DES-1089Here’s How Earned Wage Access Works
July 23, 2025
Earned Wage Access (EWA), also known as instant or on-demand pay, lets you access a portion of your earnings before payday—helping you manage cash flow more smoothly. Read more.
690 credit score - is it good or bad690 Credit Score: Is It Good or Bad?
July 22, 2025
Is a 690 credit score good? Find out what it means and how it can affect your chances of qualifying for loans, credit cards, and more. Read more.
How to Reduce Your Sewer Bill 6 Simple & Effective Tips Header - 01How to Reduce Your Sewer Bill: 6 Simple and Effective Tips
July 20, 2025
Looking to lower your sewer bill? Discover tips like checking for leaks, conserving water, and using energy-efficient appliances to reduce monthly costs. Read more.