Personal Finance Blog

How to Remove a Charge-off from Your Credit ReportHow to Remove a Charge-off from Your Credit Report
June 21, 2021
A charge-off damages your credit report, but you can try to remove it by disputing it, or paying it and requesting a “pay-for-delete” arrangement. Read this article to learn how. Read more.
headerHow To Remove A Tax Lien From Your Credit Report: 3 Steps
June 18, 2021
You can remove tax liens from your credit reports by paying off tax debt, submitting an IRS withdrawal form and waiting for the IRS to respond. Learn how to remove a tax lien from your credit history in this article. Read more.
580 Credit Score580 Credit Score: Can I Get a Loan or Credit Card?
June 17, 2021
If you have a credit score of 580, you may find it difficult to get a home or auto loan or a credit card. If you do qualify, you’re likely to pay higher interest rates. But you can take steps to understand and improve your credit score. Read more.
Snapshot of the Self app on a mobile phoneIs Self Credit Repair?
June 14, 2021
Is Self credit repair? Our experts break it down in this short article. Read more.
Close up of hands holding a phone with the Self app open on it and a cup of coffee on the table. How Much Does Self Raise Your Credit Score?
June 14, 2021
How much does Self boost your credit? Our experts shed some light in this detailed guide. Read more.
An illustration of a woman standing at the bad credit range of a credit-score meter, reaching for a credit card.How to Get a Credit Card with Bad Credit
June 11, 2021
It’s possible to get a credit card when you have bad credit. You’ll either choose a secured credit card, or what’s known as a subprime credit card. Read this article to make a smart choice and get ready for your card application. Read more.
Illustration of a woman holding a "closed" sign in front of a credit card.How to Safely Close a Credit Card
June 10, 2021
Sometimes it’s smart to close a credit card account. Read on to find out when it makes sense to close that credit card, how it will affect your credit score and a few steps to safely close a credit card. Read more.
An illustration of a glowing percent symbol to represent a good APR on a credit card.What is a Good APR On a Credit Card?
June 9, 2021
The APR, or annual percentage rate, on a credit card matters if you don’t pay your monthly balance in full. In that case, you’ll owe interest on the balance. So the lower the APR the better for your wallet. Read this article to understand more about credit card APRs. Read more.